Track day breakdown cover

[adriand]

Have just had a flick though my RAC renewal small print, only to find that track based activities seem to be unequivocally excluded. I know there’s always the option of dragging the injured party a few miles from the track, but I’d rather just buy something which will work trackside.

Can anyone suggest a suitable alternative?

Cheers
Adrian

[JMorgan]

I think Sunning Hill do track cover for around £1000 excess. Still waiting for my docs though so can't remember the exact excess and ristrictions, as in club organised etc.

>> Edited by JMorgan on Wednesday 24th July 15:57

[gb61390]

I'm with Sunninghill and did a track day yesterday.
All they needed to know was which day it was on and I was covered with an excess increased to £1000.
They don't even limit them to TVRCC track days anymore so it doesn't matter who runs the day you're going on?
Cheers.... Andrew

[adriand]

Thanks for the replies, but I think some wires may be crossed as the talk of excesses sounds like insurance to me. I'm OK on the insurance front (Sunninghill), but I need breakdown cover should my pride and joy spill its guts or I finally manage to reach the armco!

[craigalsop]

Doesn't the track include recovery to the pits in the cost of the track day? Some of them do, at least.
If your insurance covers track days, i would assume that you would then get the car picked up from the pits & taken to the appointed repairer by the insurance company.
I think it's probably the least of your problems at that point though....

cheers,
Craig

[adriand]

Sorry guys I should have been a bit more specific.

What I'm worried about is my engine going bang as I try to keep those pesky cerberas behind. It's not an insurance job and the RAC will tell me to get stuffed when I ring up for assistance and mention "race track".

[bennno]

join the aa, they specifically exclude competition use but include cars used for track days...checked the small print before i joined.

after all when your car has not interior and a cage its a bit obvious what you have been up to!!

Bennno

[adriand]

Thanks Benno - I'll be joing the AA - and if anyone's interested, here's the relevant small print:

"The AA will not provide service where this is requested in regard to a vehicle which requires service by reason of, or immediately following, participation in any racing, rallying, trials or time-trials, auto test or other motor sports event ("a Motor Sports Event"). However, for the avoidance of doubt, the AA does not consider the following activities to be Motor Sports Events, and thus will provide service to a participating vehicle if properly requested:
· "Concours d'elegance" events;
· Track test days for road-legal vehicles;
· Rallies held exclusively on open public highways where participants are required to comply with all operative speed limits."

Adrian

[shpub]

With Motor events, the AA will organise a recovery for you but you pay for it. You get an AA approved chappie which is some help and they do all the organising. Cost me £160 to get from Goodwood to North London a few years ago which I didn't think was bad as it would have cost me around £40 to drive it anyway.

Steve