Track day insurance

[dicktracy]

Now that the arrival of my little Lotus is imminent, I have started thinking about track days again. I did a few back in the UK and never used to take out specific insurance for it. But I wonder if anyone has done that here in Switzerland? I checked my Zurich Connect policy and it is excluded and I assume that is the case with all insurers in Switzerland - or does someone cover it? Anyone done track days and taken out specific trackday insurance? From where?

Jakob

[JMGS4]

IMO there are no track days in CH, as the swiss are anti-motorsport. Some clubs however do have slaloms, usually on airfields.....
That's why you can't get insurance. BTW you can't in D either as it is a "racing" event. You can't insure your car for track racing anyway!
You could try some of the events that PistenClub.de organise, but still no insurance.....
The Nordschleife btw is a normal road, although a toll-road, where normal traffic rules apply, so your normal D insurance covers it! (but check with your swiss insurer just in case!)

[dicktracy]

You are right that there are non in CH, but a number are arranged in France, Germany and Austria. I was thinking about insurance for those. Interesting my insurance does cover me for competitive cross country drives as well as driver training on track.

[AndrewD]

Allianz Suisse can extend road insurance to cover track days (aka driver training days). Done it a few times but they only cover up to 150k, and you have to have your road insurance with them.

I used REIS in the UK to cover my GTO. They were happy to do a non-UK car, non-UK resident.

[dicktracy]

AndrewD said:

Allianz Suisse can extend road insurance to cover track days (aka driver training days). Done it a few times but they only cover up to 150k, and you have to have your road insurance with them.

I used REIS in the UK to cover my GTO. They were happy to do a non-UK car, non-UK resident.

Thanks Andrew.

[UltimaCH]

When I competed in the Swiss Porsche Championship with my 964RS, I had full coverage for the road AND track. It was a company in Hamburg if I recall which contracted with Lloyds. Expensive (around CHF 3'000.- à year) but gave me total peace of mind. You could even insure engine damage. Wrote off a 968CS and was reimbursed the value I chose (reasonable) to insure. This was in the 90's so may have changed since. I can check and see if this is still possible if someone needs the info.

[dicktracy]

That would be great ultima.
Jakob

[UltimaCH]

Wilco but have to dig out my archives in the basement...

[Phil-CH]

Hey Jakob,

I've done a few trackdays with Speed-industries.ch, mainly in Anneau du Rhin which is close by, but always without the extra insurance cover. I tend to just drive careful and usually with the right minded people, it isn't a problem. With visibility in the Exige being very poor, I also tend to let people by more easily to not have them attempt a silly maneuver in the corners where I wouldn't see them. Not the best solution for peace of mind, but given I only do a few track days a year, it's okay.

I'm not sure, but I think you can also get a 'day-insurance' but they are very very pricey. Not sure where I have seen or heard this either...

[dicktracy]

Cheers Phil. That is kind of the route I am thinking (and have done in the past). Will probably not do any days for the rest of the year, but will for sure next year...

[chandrew]

An interesting aside is that (from what I was informed by my broker) that the compulsory 3rd party cover would be applicable if the car being driven was someone else's. I extended mine to worldwide for something like 30CHF and the cover is unto CHF 8m. The owner has to be a private individual and of course has to give permission. I use this to drive an M5 and others in the UK. There seems no limitation excluding track driving.

[Nikolai Petroff]

dicktracy said:

Now that the arrival of my little Lotus is imminent, I have started thinking about track days again. I did a few back in the UK and never used to take out specific insurance for it. But I wonder if anyone has done that here in Switzerland? I checked my Zurich Connect policy and it is excluded and I assume that is the case with all insurers in Switzerland - or does someone cover it? Anyone done track days and taken out specific trackday insurance? From where?

Jakob

I do a lot of track days. PM me to remind me and I'll send you info.

[anonymous-user]