Insurance quote S2000
Discussion
Last year I paid £680 for my insurance, this year the renewal has come to £710. I have 6 years NCB now, I am 29 and live in NW London.
Do you reckon I can get my insurance down any further with the same company and how should I proceed in doing so? Anyone with any prior experience here with knocking down the price?
Do you reckon I can get my insurance down any further with the same company and how should I proceed in doing so? Anyone with any prior experience here with knocking down the price?
Lostprophet said:
Last year I paid £680 for my insurance, this year the renewal has come to £710. I have 6 years NCB now, I am 29 and live in NW London.
Do you reckon I can get my insurance down any further with the same company and how should I proceed in doing so? Anyone with any prior experience here with knocking down the price?
Phone them up with a realistic quote say 50-80 pounds left, tell them you would like to stay with them as you like the brand and can they better the price or you will go elsewhere. Thats what works not phoning up and just cancelling to hope they offer a better deal. Also depends on who you get.Do you reckon I can get my insurance down any further with the same company and how should I proceed in doing so? Anyone with any prior experience here with knocking down the price?
Insurance on S2000's seems to be going up. This year is my first year of S2000 ownership and the insurance was £800 (25 years old, 3NCB, Good postcode area, 2 named female drivers)
renewal in october, im struggling to find it for anywhere near that at the moment. Quotes ranging from £1,100 - £3,000! This is with another years NCB, and a freshly cleaned out garage to store the car in!
Ring around and haggle hard is the only advice i can give.
renewal in october, im struggling to find it for anywhere near that at the moment. Quotes ranging from £1,100 - £3,000! This is with another years NCB, and a freshly cleaned out garage to store the car in!
Ring around and haggle hard is the only advice i can give.
it is strange why the s2000 seems to be going up in price, ive just paid 390 fully comp for me and the mrs (although she never drives it) im 31, 4 years no claims no points in a low risk postcode. didnt think thats too bad but when you factor in i only use it once or twice a week when the weathers nice it can hardly be considered a bargain.
swannynhb said:
it is strange why the s2000 seems to be going up in price, ive just paid 390 fully comp for me and the mrs (although she never drives it) im 31, 4 years no claims no points in a low risk postcode. didnt think thats too bad but when you factor in i only use it once or twice a week when the weathers nice it can hardly be considered a bargain.
The annoying thing is I am 29 right now, I turn 30 in Aug and my renewal is in July! I think the insurance drops after 30!?Also in a few months we are changing where we live. NW4 is a high postal risk so my insurance is higher then if i lived elsewhere.
£390 is brill!
itsnotarace said:
Ahh bless, youngsters 
34, 0 points, 16 years protected NCB, on driveway overnight, £250 compulsory excess, limited to 7000 miles + other half named driver
I can afford the insurance on this one out of the classifieds too, just not the £120k purchase price of the car
Ahh bless, youngsters 34, 0 points, 16 years protected NCB, on driveway overnight, £250 compulsory excess, limited to 7000 miles + other half named driver
I can afford the insurance on this one out of the classifieds too, just not the £120k purchase price of the car
45 0 points 4ys NCB garaged 6k miles £403
(with Chris Knott in Aquila's links)Just sold it and got an Aston V8VR with track day cover insured via CK for £979!
itsnotarace said:
Ahh bless, youngsters
34, 0 points, 16 years protected NCB, on driveway overnight, £250 compulsory excess, limited to 7000 miles + other half named driver
I can afford the insurance on this one out of the classifieds too, just not the £120k purchase price of the car
You're making me cry! I am very young you know.. it is wrong to tease youngsters... you mean old men.34, 0 points, 16 years protected NCB, on driveway overnight, £250 compulsory excess, limited to 7000 miles + other half named driver
I can afford the insurance on this one out of the classifieds too, just not the £120k purchase price of the car
itsnotarace said:
Well I pay £243 fully comp for my modded Civic Type R, so I was actually surprised how expensive the S2K is to insure considering it's only 2 or 3 groups higher. I can insure an E46 M3 CSL cheaper than the S2k!
Don't worry, you'll be old and mean before too long :P
Just one year away and also a change of postal codes too then I'll be mean too... cant wait!Don't worry, you'll be old and mean before too long :P
S2000 are silly for insurance!
I find quotes are generally at least £1.5k for me. 25yrs old, high-risk postcode, 7 yrs NCB, parked on driveway, girlfriend named driver. If I could get them down to £900ish i'd start planning 'my future life with an S2000', as I find that anything remotely interesting tends to bring quotes in that region.
It's to be expected I suppose. Young(ish?) driver, Group 20 car with only a cloth roof to keep off the thieves. I probably wouldn't trust me on paper.
It's to be expected I suppose. Young(ish?) driver, Group 20 car with only a cloth roof to keep off the thieves. I probably wouldn't trust me on paper.
I was 22 when I had an s2000, the insurance was £1550 if payed in one lump sum, however I ended up paying monthly for some reason which came out to £189 a month... Needless to say I only owned it for the summer months and got some thing a bit cheaper!! I was a bit gutted when I found out an M3 or equiv was a bit cheaper to insure! However they were some memorable summer months!
Mudgey said:
I was 22 when I had an s2000, the insurance was £1550 if payed in one lump sum, however I ended up paying monthly for some reason which came out to £189 a month... Needless to say I only owned it for the summer months and got some thing a bit cheaper!! I was a bit gutted when I found out an M3 or equiv was a bit cheaper to insure! However they were some memorable summer months!
Yeap I am quite aware that the M3 is cheaper to insure.Depreciation-wise the S2000 loses less money per year than a M3, some you win, some you lose.
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