S2000 insurance
Discussion
Just had an insurance quote for £800 a year, on an s2000, is this a good price? I'm 32 with 13 years no claims, no points on licence, all my no claims are on my van so this will be a policy with no claim bonus.
I doubt I will get cheaper than £800 a year.
I doubt I will get cheaper than £800 a year.
Edited by smallsmalls81 on Saturday 22 March 11:55
Sounds a bit steep!
I'm at uni, 21 with 4 years NCB and paid £1180 last March, so I'm hoping it will be less than a grand this year.
I found it's highly dependant upon postcode, my home postcode is a lot safer than my uni one and it changed the price by about £800.
Another big saver is put an older female named driver on the policy (in my case my mum). This knocked a couple of hundred pounds off.
Multicar discount is also a big saver, my younger brother got his Z4 coupe down from around £2000 to around £900 via this.
Another saver, is mileage, putting super low mileage like 3,000 a year is actually more expensive then around 8,000 miles year, plus anything over about 10,000 a year and the price creeps up again. I'm guessing if its super low mileage they assume it's just a weekend car so will be driven hard and maybe more likely to have an accident.
The last one that seems really weird, but some how works; is even though I park my car in a garage at home and on drive at uni, I found that if you put you park in the road it knocks around £200 off than saying you park it on your drive or in your garage, which is bizarre.
From trying to insure stuff like an s2000 at my age, I've done a lot of comparing, phoning around etc and I found all those things came back with the most savings. Hope it helps
I'm at uni, 21 with 4 years NCB and paid £1180 last March, so I'm hoping it will be less than a grand this year.
I found it's highly dependant upon postcode, my home postcode is a lot safer than my uni one and it changed the price by about £800.
Another big saver is put an older female named driver on the policy (in my case my mum). This knocked a couple of hundred pounds off.
Multicar discount is also a big saver, my younger brother got his Z4 coupe down from around £2000 to around £900 via this.
Another saver, is mileage, putting super low mileage like 3,000 a year is actually more expensive then around 8,000 miles year, plus anything over about 10,000 a year and the price creeps up again. I'm guessing if its super low mileage they assume it's just a weekend car so will be driven hard and maybe more likely to have an accident.
The last one that seems really weird, but some how works; is even though I park my car in a garage at home and on drive at uni, I found that if you put you park in the road it knocks around £200 off than saying you park it on your drive or in your garage, which is bizarre.
From trying to insure stuff like an s2000 at my age, I've done a lot of comparing, phoning around etc and I found all those things came back with the most savings. Hope it helps
45. 9yrs NCB. 1 Claim. Protected NCB inc. legal cover was £220 per annum with £450 excess via GoCompare for my renewal last month. Advancing years I suspect has a lot to do with that premium. But I think it is the cheapest insurance I have had on a car ever and did initially think it may have been a mistake!! Cheaper to insure than my wife's Hyundai Santa Fe!!
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