Bike insurance
Discussion
Yep, ive got my bike insured with e and l insurance. Did it all online at www.eandl.co.uk. £7.56 a month for a £650 bike. Havnt had any problems with them and customer services are very good.
I went with E and L when my bike was in Swansea (crime capital of the celtic world!) after the previous one had been nicked....
Can't remember what I was paying then, but last year I got a quote for the same bike in a semi-rural part of Essesx (a sub 5 which I think I valued at about £1300 it being rather old now!) and they quoted around £120 a year and that only covered it in a locked garage too IIRC. So, that was a tenth of the bikes value for a what.... 1 in 100 chance it'd be nicked?
It's only insurance policy is any blunt instrument I might happen to have to hand. Maybe it makes sense for a brand new bike in a high risk area, but for a less valuable machine in a peaceful neighbourhood I found it a complete rip off, especially as the 'small print' requirments (bike tagging, garage lock requirments etc) were all extremely strict.
Can't remember what I was paying then, but last year I got a quote for the same bike in a semi-rural part of Essesx (a sub 5 which I think I valued at about £1300 it being rather old now!) and they quoted around £120 a year and that only covered it in a locked garage too IIRC. So, that was a tenth of the bikes value for a what.... 1 in 100 chance it'd be nicked?
It's only insurance policy is any blunt instrument I might happen to have to hand. Maybe it makes sense for a brand new bike in a high risk area, but for a less valuable machine in a peaceful neighbourhood I found it a complete rip off, especially as the 'small print' requirments (bike tagging, garage lock requirments etc) were all extremely strict.
Give Marks and Spencer Finance a call. They covered our (several) bikes, £1000's worth, as part of the standard policy. No rubbish conditions or silly premiums.
Not the cheapest for contents cover but all in, a good deal.
Looks like someone has woken up to the - if insurance is simple, it costs a lot less to calulate premiums and then put policies in place - school of thought.
Not the cheapest for contents cover but all in, a good deal.
Looks like someone has woken up to the - if insurance is simple, it costs a lot less to calulate premiums and then put policies in place - school of thought.
Gassing Station | Pedal Powered | Top of Page | What's New | My Stuff