Bike insurance for holidays

[theboyfold]

I don't really have the right coverage for taking a bike abroad with my home insurance, so would like to find something to cover me for a trip next week. I can't see a travel + bike insurance (I'm looking for accidental damage incase I stack it).

My home insurance isn't due for a couple of months, and the bikes are covered at home, but not abroad.

Is there a company that will cover me for bike replacement should I have an off? Or should I look to get something like a Bikemo account and go for a more complete coverage?

[river_rat]

I used holidaysafe.co.uk for specific MTB cover when I did a trip earlier in the year.

[theboyfold]

river_rat said:

I used holidaysafe.co.uk for specific MTB cover when I did a trip earlier in the year.

Thanks, but they don't do a single item above £500, it's odd that it's not possible to get that sort of coverage

[river_rat]

They cover a bike up to £5000 according to the specific cover details?

https://www.holidaysafe.co.uk/niche/mountain-bikin...

[theboyfold]

river_rat said:

They cover a bike up to £5000 according to the specific cover details?

https://www.holidaysafe.co.uk/niche/mountain-bikin...

Ok, I missed that bit. I saw that they had £5k coverage, but only £500 for the individual item. Will look into it again

[paulwf]

I recently used Holidaysafe HS Cycling for a trip to the canaries

[theboyfold]

Thanks, does your bike have an electronic tag? The insurance seems to demand one

[paulwf]

theboyfold said:

Thanks, does your bike have an electronic tag? The insurance seems to demand one

I had missed that in the documents.. Fortunately I didn't need to claim.

The document states
a passive radio frequency tag of ‘Stoptheft’, ‘ImmobiTag’ or ‘Datatag’ make, concealed within the bicycle frame.

The only one of those 3 that has RFID is the immobitag which is pretty cheap.

The document also states
Any bicycle (together with accessories) worth more than £1000 must be fitted with an electronic tag. There must be an external display on the frame to deter theft. The electronic tag must be registered on a database to which police have access.

I assume by display they must mean sticker as none of them have a display

[jesusbuiltmycar]

I am now using Bikmo (discounted via British Cycling) - i recently bought a new bike - phoned my house insurance provider to add it and I was told they would not cover bikes over £3000....

This meant finding separate insurance for my new bike - which costs more to insure for a year than any of my cars.

The cover includes travel (worldwide) crash damage and theft as well as some medical cover. When the house insurance is due for renewal I will live my other bikes to bikmo.

[theboyfold]

jesusbuiltmycar said:

This meant finding separate insurance for my new bike - which costs more to insure for a year than any of my cars.

This is the bit that really bothers me

[paulwf]

Avivaplus insurance seems to cover all values of bikes without having to name them

[Harpoon]

What's the value of the bike?

Barclays will cover up to £3500 worldwide

https://www.barclays.co.uk/insurance/home-insuranc...

I have a Barclays policy just for bikes (so no contents / building), alongside a Velosure policy for my best road bike (which is over £3.5k)

[Dammit]

Bikmo quoted me £178/month, which is quite a lot more than insuring both my C55 AMG and 911.

[Marcellus]

Try pedalcover?

[Dammit]

I use them for travel insurance, but not for the bikes themselves.