VTR as first car

Author
Discussion

TimW

Original Poster:

3,848 posts

254 months

Wednesday 25th January 2006
quotequote all
Maybe a bit to high insurance, but group 7. The Westy is group 4/5 will 2 groups make much of a difference for a .2 of a litre difference?

TimW

Original Poster:

3,848 posts

254 months

Wednesday 25th January 2006
quotequote all
bump..

r5gttgaz

7,897 posts

227 months

Thursday 26th January 2006
quotequote all
www.confused.com

Sod the VTR try and get a pug 106xs ( same as the gti with vtr lump ) much better looking and far less chav.

>> Edited by r5gttgaz on Thursday 26th January 06:57

xiphias

5,888 posts

234 months

Tuesday 31st January 2006
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Tesco are quite good for young people. Group 7 aint too bad...

Rob_the_Sparky

1,000 posts

245 months

Friday 3rd February 2006
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Yep, stupidly a 205 Diesel is group 8!!!!

collateral

7,238 posts

225 months

Sunday 5th February 2006
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Don't forget that the groupings aren't just done on how quick a car is.

How likely cars are to be stolen/broken into also plays a big part in it.

Rob_the_Sparky

1,000 posts

245 months

Monday 6th February 2006
quotequote all
Who would want to steal a 205 Diesel?

collateral

7,238 posts

225 months

Monday 6th February 2006
quotequote all
Rob_the_Sparky said:
Who would want to steal a 205 Diesel?


True enough...I remember when my mum had one back in the day - steering lock and all!

I'm guessing 205s are easy to break into, as there is little to explain their high groupings otherwise :shrug:

Even the 1.6 GTi is in the same group as a VTS ffs

Rob_the_Sparky

1,000 posts

245 months

Monday 6th February 2006
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They are, you can't get theft insurance on a 1.9 without a Thatcham immobiliser!

collateral

7,238 posts

225 months

Monday 6th February 2006
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Same on the 1.6...damn insurance companies

Pulse

10,922 posts

225 months

Tuesday 14th February 2006
quotequote all
First of all, you can't really pinpoint a good insurance company, as they all have different aspects in a customer they're looking for.

As for the VTR...

Not a bad choice. Although dont go for a Phase 1.
Try to find an enthusiast with a Phase 2, who has looked after it. Most will be ragged.
They're cheap to insure, and quite nippy. I was considering one until I found a bargain Megane Coupe.

james280779

1,931 posts

236 months

Wednesday 1st March 2006
quotequote all
collateral said:
Don't forget that the groupings aren't just done on how quick a car is.

How likely cars are to be stolen/broken into also plays a big part in it.


Exactly, I bought my first 406 coupe 3litre v6 at 20, it was a group 20 but cheaper to insure than my previous corsa 1.2 sx, mini cooper 1.3, and polo TD1.9 although over 10 groups higher.

Because it was at the time very exclusive and very very secure the insurance was a bargain.

I still have one (3rd) and insurance is cheaper than the fiesta 1.6 zetec I also own which is a sh*theap.

Shop around, you may be surprised by cars you never thought you could afford.

BXKitch

6,525 posts

238 months

Monday 27th March 2006
quotequote all
If you can insure it and the image doesn't put you off then yeah.

I'd disagree that ph1 cars are worse...they're far better. As Saxo's got on, more and more corners were cut to keep costs down. The earlier cars had superior interiors, less complicated electrics and IMO looked better in the right colour.

They're not quick, don't kid yourself they are. The engine is lacklustre and flat. The gearings way too tall too. But the handling and smile factor are good, not as high as a VTS by miles, but then not grp 14 insurance either! The Westys aren't much slower at all, only above 60mph do you actually notice the difference (except with very late 98bhp VTR's which feel quicker all round). But remember Westys and Furios have the narrower tracked drum rear axle and weak interiors.

I expect the insurance company would laugh though, I'd aim for a 106 XSi if they do....they're cheap to insure for some reason.

Or an AX GT if you want a perminant smile on your face as you drive, people might think you're gay though if you grin everywhere.....just a thought Timmo.

>> Edited by BXKitch on Monday 27th March 00:44