Which courses are approved by insurance companies

[dxb335d]

Thus in turn could lower your premium?

[BOF]

I haven't found any ...best suggestion is, of course, that any further driving education is very likely to preserve your no claims bonus.

BOF.

From the " He would say that" book...

[Sharief]

I think quite a few, but depends on the insurer. If you go onto your insurer's website and sign up as a new customer, they'll have a little drop down list of the certifications they recognise somewhere in the quoting process.

[firstmk1]

My experience of IAM/Rospa passes is that 10% 'car club discount' is applied. Unless, that is, you are already enjoying a discount for insuring through an owners club.

Ian

Edited by firstmk1 on Thursday 24th July 18:50

[Big Fat F'r]

The new IAM Surety (for members) appears to be saving most members something, and some members a lot (much much more than the usual discount from some insurers).

BFF

[WilliBetz]

Big Fat F'r said:

The new IAM Surety (for members) appears to be saving most members something, and some members a lot (much much more than the usual discount from some insurers).

BFF

I understand that the scheme is also available to associates, on the basis that anybody with an interest in advanced motoring represents a better risk...

[Big Fat F'r]

WilliBetz said:

Big Fat F'r said:

The new IAM Surety (for members) appears to be saving most members something, and some members a lot (much much more than the usual discount from some insurers).

BFF

I understand that the scheme is also available to associates, on the basis that anybody with an interest in advanced motoring represents a better risk...

I believe the Associates only get a 10% discount, whereas the big savings are restricted to members only. I know of one Lady, a member of several years standing, who's premium (outside of the IAM) was £350 p.a. This was reduced to £250 p.a., and includes:

1) reduction in her excess from £250 to £100.
2) Protected no claims discount.
3) Named driver.
4) European cover.
5) Cover of Observer drives (which she does).
6) Cover for charity work (which she does, bless her cotton socks).
7) Breakdown, including home start.
8) Increased cover of stereo, personal possessions etc.

Needless to say she accepted, and has been very happy so far.

True enough about the reduced risk though.

BFF

[cornishgirl]

I took Pass Plus and it saved me about 30% on my first year's premium.

[dxb335d]

cornishgirl said:

I took Pass Plus and it saved me about 30% on my first year's premium.

I think you have to do that one within the first two years of stating driving. That counts me out.