driving course for insurence ?

[Medic-one]

Hi all,

My brother in law recently drove into someone else and wrote of his clio (2nd write off in 1 year) and now his mom wants to give him one of those advanced driving courses which also takes his insurance down as he's only 20 or 21 and will have troubles getting insurance on lots of cars now.

He hasn't got a car at the moment and him and his mom (who will both drive it/be on policy) are getting some quotes on different models but she was hoping that if he would do one of those days/courses first that would help on getting a good quote (and hopefully preventing him writting off a 3rd car).

I know some insurers don't care if you've done extra driving training, as mine isn't interested in my 3 week advanced/emergency IHCD driving course (which had both written and practical exams) so i was hoping to be pointed in the direction where to go so i can pass on the information.

[BOF]

Medic,

I doubt if any driving course will influence the cost of his insurance after two write offs at his young age.

Might be an idea, if you can, to let him sit in the back when you are driving an accident victim to the A+E to watch the needles and tubes being inserted?

BOF.

[Medic-one]

Don't think i need to take him in the ambulance, he's not a bad driver or a boy racer.

The 1st rightoff wasn't his fault, someone drove into him but for the insurance it's still a rightoff then.

And the 2nd one which was a couple of weeks ago, wet roads, rushhour, people slowing down for roundabout, and the girl in front of him braked a bit harder then one would expect and he couldn't avoid hitting her. I know that's his fault, he should have had more distance, but those things happen, i see them on a weekly basis.

So no of us are worried about his driving standard, but anyone would benefit from an advanced driving course, and as he's having trouble getting normal insurances quotes it would be nice if that would help.

[waremark]

Firstly on the facts that you give - if the first accident was accepted as not being his fault, then the other party's insurance should have paid up. If that happened, your BIL's record is not affected. And on his age, you say 20 or 21 - which one makes a big difference. Quotes come down at 21.

Apart from that I cannot really help. The IAM scheme has been found not to be of much use for young drivers. Although some other insurers will give discounts for passing an advanced test, they are generally not the most competitive insurers in the first place. The main way that driver training helps keep insurance costs down in the very long run is by helping you keep a no-claims discount.

All your in-laws can do is get lots of quotes - they will vary quite stupidly.

[Medic-one]

Thanks for that Mark.

[firstmk1]

According to the advert, on this very page...

'Ride Drive Customers Can Get 25% Off Their Motor Insurance.'