Any road insurance policies which cover IAM Skills Days?
Discussion
Hi, I'm planning to do an IAM 'Skills Day' later this year, which is a supervised thing run on track.
One of the draws is that you can potentially do it without track day insurance - this is encouraged by IAM, and some insurance providers are onboard. My current insurer Admiral has given a big 'Nope' - although the person I spoke to had no idea what I was on about, which is half the problem.
I might need to change insurers anyway as I'd like to upgrade my car and Admiral are a pain about this too. Does anyone know of one which covers the IAM days? (Especially if they are also OK with upgrades).
I did find this thread which mentioned Surety - and Admiral(!) - but it's a good few years old now. https://www.pistonheads.com/gassing/topic.asp?h=0&...
One of the draws is that you can potentially do it without track day insurance - this is encouraged by IAM, and some insurance providers are onboard. My current insurer Admiral has given a big 'Nope' - although the person I spoke to had no idea what I was on about, which is half the problem.
I might need to change insurers anyway as I'd like to upgrade my car and Admiral are a pain about this too. Does anyone know of one which covers the IAM days? (Especially if they are also OK with upgrades).
I did find this thread which mentioned Surety - and Admiral(!) - but it's a good few years old now. https://www.pistonheads.com/gassing/topic.asp?h=0&...
This would be better in the Track Days forum where insurance for this type of event is a frequent topic.
Most folk don’t bother with insurance and just take the risk. On an IAM day you’d have to be a complete plonker for a very short period before you either crash or more likely, get kicked out. At cheapo pay-and-play track days the risk is far higher.
Most folk don’t bother with insurance and just take the risk. On an IAM day you’d have to be a complete plonker for a very short period before you either crash or more likely, get kicked out. At cheapo pay-and-play track days the risk is far higher.
I did it without insurance.
The environment is really controlled. Everyone has someone really qualified sat with them. I had a retired Police class 1 driver.
He could tell when I was over egging it or if I wasn’t committed enough. Never had anything more than a wobble, and even then before it happened, he said, you’ll probably find this interesting! If it was too much, he always told me to back off.
It is much safer than being on a public road.
Honestly can’t imagine what can go wrong apart from mechanical failure of some sort.
You’d have to be really unlucky. There are track day insurance specialists if you google. Was going to cost me £120 for the day, I just thought it wasn’t worth it. Its not like the whole day is spent on the ragged edge, the track full of amateurs spinning off everywhere etc.
The environment is really controlled. Everyone has someone really qualified sat with them. I had a retired Police class 1 driver.
He could tell when I was over egging it or if I wasn’t committed enough. Never had anything more than a wobble, and even then before it happened, he said, you’ll probably find this interesting! If it was too much, he always told me to back off.
It is much safer than being on a public road.
Honestly can’t imagine what can go wrong apart from mechanical failure of some sort.
You’d have to be really unlucky. There are track day insurance specialists if you google. Was going to cost me £120 for the day, I just thought it wasn’t worth it. Its not like the whole day is spent on the ragged edge, the track full of amateurs spinning off everywhere etc.
Edited by wyson on Sunday 10th April 08:19
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