insurance

[NDT]

Elise has now become my second car as the commuting was no fun in it (surprise surprise....)
now I've got an insurance problem!
can anyone recommend a good limited mileage policy?

I'm currently using my NCB on the main car so it could get expensive....

[cuzza]

£400 a year for 3000 miles per year from Footman James, it's a classic policy, so doesn't use NCB. It's the Club Lotus scheme, so you have top join but that's not a big deal at £15.

[sirlaughalot]

I recently faced the same problem and could only prove 2 years no accident record with current employer as previous employer had no records.

I had quotes all up over £900 for Social and Leisure use even with limited mileage from the main insurers and this for a not so valuable MK1. Company called Cheam insurance near Watford (I think) were the best I got at around £650 with me living out in the sticks and garaged. Cheams number's at home so I'll try to add it later.

[NDT]

thanks guys

[dragstar]

couldnt you put your car on the same policy? (as a second car?)

my mum has got mine on her policy, as a second car, as it worked out cheaper than a new policy.

if i ever caught her driving?.....?

[NDT]

dragstar said:

couldnt you put your car on the same policy? (as a second car?) my mum has got mine on her policy, as a second car, as it worked out cheaper than a new policy. if i ever caught her driving?.....?

don't think so - I checked at the time of changing the old policy over to my new main car.

[sirlaughalot]

dragstar said:

couldnt you put your car on the same policy? (as a second car?) my mum has got mine on her policy, as a second car, as it worked out cheaper than a new policy. if i ever caught her driving?.....?

Ahhhh. What a nice Mum. Does she do washing?

Only joking very good idea. honest.

[dragstar]

sirlaughalot said:

dragstar said: couldnt you put your car on the same policy? (as a second car?) my mum has got mine on her policy, as a second car, as it worked out cheaper than a new policy. if i ever caught her driving?.....? Ahhhh. What a nice Mum. Does she do washing? Only joking very good idea. honest.

easy now, you sarky bar steward

i think its a good idea

[Bonce]

It's a good idea until you want/need to get insurance on your own and find that you have no no claims discount!

I rode through university on the back of my dad's insurance but paid the price afterwards - a false economy if you ask me.

[dragstar]

you misunderstand young grasshopper.

i have my own insurance, but the 'rents like to be insured on all our cars (incase of an emergency, eg, if i ever needed emergency gender re-assignment), and they need to drive.

instead of making a new policy on the elise, she put it as a second car, after her X5, on her policy.

making sense now peeps?