just after a quick bit of help

[tpp_uk]

Hi, just after a quick bit of help. Other half just had a crash in her s1 - insurance asking for all keys and v5 for her car and seem to want to write her car off without inspection - smash into railings and lamp post after loosing control on some diesel at about 35mph - front and rear clam knackered and two nearside wheels but no apparent chassis damage - gutted as hers since almost new and in pristine condition - have heard of anniesdad on here. Any pointers please!!

[tpp_uk]

Thanks mods - iPhone removed topic!

[21TonyK]

Anniesdad aka Steve Greensmith @ Europa Consultants

Not sure how they would be able to help. Sounds like you need to let the write it off then buy back and rebuild.

[tpp_uk]

Thanks Tony - I'm out of the country hence only second hand info and wasn't sure how these things work (fortunately so far!).

[Scuffers]

Ideally, you need somebody to have a look at it, but to be fair to the insurance co, even if the chassis is fine, the repair cost will likely be more than 80% the cars value if both ends have been hit.

if it's anything like local to me, I'll happily take a look for you?

[grumpy]

My insurance company had all the keys and v5 when my L200 was stolen, damaged and recovered. The vehicle was repaired and returned to me. Mayde it's something they do as a matter of course.

[tpp_uk]

Cheers for the offer Simon - by all accounts (so I'm told) the damage doesn't seem to extend past new front and rear clams hopefully, but not having seen it . . .
It was recovered initially to Carlisle, but apparently has now moved to the insurers yard somewhere?

[davidf4]

If Wheels have taken a hit then don't assume there will be no other damage. Suspension components are sure to have taken some pressure (possible breaks/bends) and chassis and rear subframe could easily have some small kinks.

Suspension and subframe damage aren't the end of the world, but I'm just saying it needs a proper inspection.

The thing is, two new clams painted and fitted is going to be several thousand quid right there.

If an engineer's inspection indicates that the car can be fixed properly (all new parts so as good as new) and the rest of the car is in good condition, then depending on the engineer's estimate and the amount the insurance will fork out (and haggle on this), then you can always buy it back as a CAT D and have it repaired yourself. Depends how attached to it you are I suppose.

[tpp_uk]

Cheers David,
I've now seen a few photos, in my non-expert capacity the front clam looks repairable, the rear not so good. Looking at the very bendy state of the rear nearside wheel though rear subframe/chassis damage is a bit of a concern. Have heard that likelihood of insurers selling it back to me as salvage if written off are slim hence may have to buy it back at auction - arse!

[Scuffers]

tpp_uk said:

Cheers David,
I've now seen a few photos, in my non-expert capacity the front clam looks repairable, the rear not so good. Looking at the very bendy state of the rear nearside wheel though rear subframe/chassis damage is a bit of a concern. Have heard that likelihood of insurers selling it back to me as salvage if written off are slim hence may have to buy it back at auction - arse!

rear wheel impacts are less of a problem, worse case, subframe get's bent, and they are a easy swap (relatively), it's the fronts that are the issue, as one good hit will tear the wishbone mounts out of the chassis, at which point it's game over.

[tpp_uk]

Fingers crossed in that case! Will try and get a few photos up later tonight. Sentimental value more than anything else, but would be a shame to see her go. Thanks all.