insurance broker
Discussion
The two month period has been changed by the Loi Chatel, though as ever in France there are still a few administrative hurdles to jump through - Assurland isn't a bad site as it explains (in French) the cancellation issues and even gives you a draft letter to send to your French insurer under "résiliation" loi chatel.
Admiral have set up an online subsidiary in France that were pretty competitive the last time that I looked - www.lolivier.fr
Admiral have set up an online subsidiary in France that were pretty competitive the last time that I looked - www.lolivier.fr
As Lowdrag says, unless you cancel youir insurance at least two months before the renewal, you are committed to it being renewed automatically. So insurance companies don't send you notice of the new premium until you are within that two months and thus committed to renewal whatever the cost.
The loi Chatel modified that so you can cancel the insurance within twenty days of the insurance company sending your renewal notice, which is supposed to be at least twenty days before it expires. As Trunnie says there are draft cancellation/resiliation letters on the net, if you change your insurer the new one will usually help with cancelling the old one.
Make sure that you're not paying a premium for things that you don't need, replacement car hire for example. Agents may add these features without consulting you. I have read somewhere that Axa agencies will match the Axa online quote if pressed.
The loi Chatel modified that so you can cancel the insurance within twenty days of the insurance company sending your renewal notice, which is supposed to be at least twenty days before it expires. As Trunnie says there are draft cancellation/resiliation letters on the net, if you change your insurer the new one will usually help with cancelling the old one.
Make sure that you're not paying a premium for things that you don't need, replacement car hire for example. Agents may add these features without consulting you. I have read somewhere that Axa agencies will match the Axa online quote if pressed.
lowdrag said:
Brokers as such don't exist in France.
I'll be sure to tell the one I use in my village of that when I go to the market in the morning !Nick Chubb at Asttral is worth a call http://www.englishdesk-asttral.com
Funnily enough he describes himself as broker too so I guess it comes down to what you mean by 'as such' ?
Expatloon said:
'll be sure to tell the one I use in my village of that when I go to the market in the morning !
Nick Chubb at Asttral is worth a call http://www.englishdesk-asttral.com
Funnily enough he describes himself as broker too so I guess it comes down to what you mean by 'as such' ?
+1 for Nick Chubb.Nick Chubb at Asttral is worth a call http://www.englishdesk-asttral.com
Funnily enough he describes himself as broker too so I guess it comes down to what you mean by 'as such' ?
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