Can ebay take me to court?
Discussion
Had a lovely letter from someone claiming to be a debt collection agency on behalf of ebay (more on this in a min) asking for £123 quid and saying that I hadn't replied to them and they had been trying to contact me.
So I rang them and asked why, they wouldn't tell me. I asked how I could find out, they told me to ring ebay. I asked what number, they couldn't say. I asked to speak to a manager and I was told that I couldn't.
I asked them how they plan on taking me to court (as threatened in the letter) when they can't have anything proving that it was me that accrued the debt. (how the hell I can owe ebay £123 is beyond me, thats a lot of selling, which I haven't done in over a year)
I asked how they tried to contact me before, as it claims they have... By email. I asked how they intended on proving I recieved these emails - they couldn't.
So it sounds like a call centre jobby that just hopes you ring up and pay with no questions asked. Has anyone had similar experiences and what did you do?
So I rang them and asked why, they wouldn't tell me. I asked how I could find out, they told me to ring ebay. I asked what number, they couldn't say. I asked to speak to a manager and I was told that I couldn't.
I asked them how they plan on taking me to court (as threatened in the letter) when they can't have anything proving that it was me that accrued the debt. (how the hell I can owe ebay £123 is beyond me, thats a lot of selling, which I haven't done in over a year)
I asked how they tried to contact me before, as it claims they have... By email. I asked how they intended on proving I recieved these emails - they couldn't.
So it sounds like a call centre jobby that just hopes you ring up and pay with no questions asked. Has anyone had similar experiences and what did you do?
Debt collectors are required to provide a statement of account to prove that you owe the money they are chasing. If they cant/wont do that, ignore them, or better yet report them to Trading Standards and inform the Debt Collectors themselves that they are harassing you.
http://www.civilrightsmovement.co.uk/consumer-righ...
http://www.civilrightsmovement.co.uk/consumer-righ...
randomman said:
Had a lovely letter from someone claiming to be a debt collection agency on behalf of ebay (more on this in a min) asking for £123 quid and saying that I hadn't replied to them and they had been trying to contact me.
So I rang them and asked why, they wouldn't tell me. I asked how I could find out, they told me to ring ebay. I asked what number, they couldn't say. I asked to speak to a manager and I was told that I couldn't.
I asked them how they plan on taking me to court (as threatened in the letter) when they can't have anything proving that it was me that accrued the debt. (how the hell I can owe ebay £123 is beyond me, thats a lot of selling, which I haven't done in over a year)
I asked how they tried to contact me before, as it claims they have... By email. I asked how they intended on proving I recieved these emails - they couldn't.
So it sounds like a call centre jobby that just hopes you ring up and pay with no questions asked. Has anyone had similar experiences and what did you do?
If you state the debt is in dispute then they have to stop enforcement action and pass it back to ebay otherwise they are breaking their license under the consumer credit act.So I rang them and asked why, they wouldn't tell me. I asked how I could find out, they told me to ring ebay. I asked what number, they couldn't say. I asked to speak to a manager and I was told that I couldn't.
I asked them how they plan on taking me to court (as threatened in the letter) when they can't have anything proving that it was me that accrued the debt. (how the hell I can owe ebay £123 is beyond me, thats a lot of selling, which I haven't done in over a year)
I asked how they tried to contact me before, as it claims they have... By email. I asked how they intended on proving I recieved these emails - they couldn't.
So it sounds like a call centre jobby that just hopes you ring up and pay with no questions asked. Has anyone had similar experiences and what did you do?
There is no signed contract between you and eBay (and PayPal for that matter).
You can't be taken to court. The only thing they can do is bully you into paying up.
If you search www.paypalsucks.com there is a draft letter which you can send the debt collection monkeys (Interim Justicia/NCO et al) which makes them shut up.
...or you could just throw any correspondence in the bin.
You can't be taken to court. The only thing they can do is bully you into paying up.
If you search www.paypalsucks.com there is a draft letter which you can send the debt collection monkeys (Interim Justicia/NCO et al) which makes them shut up.
...or you could just throw any correspondence in the bin.
Hyperion said:
There is no signed contract between you and eBay (and PayPal for that matter).
You can't be taken to court. The only thing they can do is bully you into paying up.
If you search www.paypalsucks.com there is a draft letter which you can send the debt collection monkeys (Interim Justicia/NCO et al) which makes them shut up.
...or you could just throw any correspondence in the bin.
Interim Justica, got it in one! Was gonna google it today but couldn't remember the name exactly. But now I do! CheersYou can't be taken to court. The only thing they can do is bully you into paying up.
If you search www.paypalsucks.com there is a draft letter which you can send the debt collection monkeys (Interim Justicia/NCO et al) which makes them shut up.
...or you could just throw any correspondence in the bin.
randomman said:
Hyperion said:
There is no signed contract between you and eBay (and PayPal for that matter).
You can't be taken to court. The only thing they can do is bully you into paying up.
If you search www.paypalsucks.com there is a draft letter which you can send the debt collection monkeys (Interim Justicia/NCO et al) which makes them shut up.
...or you could just throw any correspondence in the bin.
Interim Justica, got it in one! Was gonna google it today but couldn't remember the name exactly. But now I do! CheersYou can't be taken to court. The only thing they can do is bully you into paying up.
If you search www.paypalsucks.com there is a draft letter which you can send the debt collection monkeys (Interim Justicia/NCO et al) which makes them shut up.
...or you could just throw any correspondence in the bin.
Write to them, deny any debt. Advise that any further letters will be deemed as harassment, and any further communications will be charged at £25 per letter and £10 per telephone call for your time. Any communications you have to write will be charged at £50 per letter and £25 per telephone call. Send that recorded. Then wait for them to send you a letter or call, and then you can take them to court for your money.....
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