insurance and wa****s

[Onzlouk]

Some pillok hit the wifes Rav4 outside the house last night and drove off, rang the insurance and hey presto there goes her no claims! Im pretty livid......
Is that just how it is or is there anything i can do? obviously her no claims werent protected.

[xiphias]

Her no claims have gone?

Clue is in the name.

[Munter]

No not much you can do other than not claim.

If it's like mine your premium will go up so that they recover 50% of the cost next year, 40% the year after and 25% the year after that.

This is why now when It happens I just dont get the car repaired. Bash the panels out and carry on.

[Coco H]

Crap isn';t it. Some policies protect against you loosing your no claims in such as istutaion.
Mine doesn't and some w%nker has dented the side of my car by opening their doors - very hard into mine - both front and back. Came back in supermarket to notice this - a white car.

[Mandat]

Onzlouk said:

Some pillok hit the wifes Rav4 outside the house last night and drove off, rang the insurance and hey presto there goes her no claims! Im pretty livid......
Is that just how it is or is there anything i can do? obviously her no claims werent protected.

How bad is the damage?

Would it be cheaper to repair it yourself and prevent the loss of no claims bonus and the associates increase in premiums for the next 5 years?

ETA: Now that you have informed the insurers, the increase in premiums is inevitable even if you don't claim for making good the damage.

Edited by Mandat on Friday 26th September 10:20