Chip and Pin

[ThatPhilBrettGuy]

I'm going to Madeira. I've heard they have 6 digit pins. We've got 4. Do you add zero's front or back...or something else?

Cheers

Phil

[Fallon]

I believe you'll just have to sign instead of enter your PIN - this happened to me in New York in November.

[Yugguy]

After waiting for someone to remember their pin, fail and have to give a non-pin card to the teller, I have come to the conclusion that chip and pin is w@nk.

[Buffalo]

Once someone has read your card number whilst the dippy shopkeeper fiddles it through the machine, and then watches over your shoulder to see you type the pin number in, they have all of your account details too!

[Nuggs]

Or you could just make it easy on would-be thieves and read your number out while punching it into the C&P machine; much like the woman in front of me in the supermarket did last weekend

[mr_tony]

Nuggs said:

Or you could just make it easy on would-be thieves and read your number out while punching it into the C&P machine; much like the woman in front of me in the supermarket did last weekend

Hmm, but given that with a magstripe card all you need to do is nick the card and fake the signature (already helpfully for theives written on the card by you) Chip and pin is a remarkable step forward for the non numpty majority...

[sheepy]

mr_tony said:

Nuggs said: Or you could just make it easy on would-be thieves and read your number out while punching it into the C&P machine; much like the woman in front of me in the supermarket did last weekend Hmm, but given that with a magstripe card all you need to do is nick the card and fake the signature (already helpfully for theives written on the card by you) Chip and pin is a remarkable step forward for the non numpty majority...

Or swipe the card through a seperate reader and make a clone. Sign the clone with your own version of the name: Hey presto the card is accepted everywhere that takes credit-cards (including Hong-Kong, Taipei, Beijing etc as one of my colleagues found recently) all without the real cardholder realising!

[docevi1]

There is of course the fact that the onus on card protection no longer sits with the shops or the banks but with the customer who must protect their pin number...

[ThatPhilBrettGuy]

Errr, right. Back to the question. So, nobody really knows then I guess?

[docevi1]

Fallon said:

I believe you'll just have to sign instead of enter your PIN - this happened to me in New York in November.

[ThatPhilBrettGuy]

docevi1 said:

Fallon said: I believe you'll just have to sign instead of enter your PIN - this happened to me in New York in November.

Yeah, it's just a friend said his Dad had put 00 in front of the number and it worked. I didn't want to pre-load that into peoples minds if you see what I mean.

I'll report back in the new year. Whether my card will is another matter!

Cheers All

Phil

[alan_driver]

PIN= Personal Identification Number! Right?
So why do they always ask do you know your PIN Number?
It’s just one of them little things that annoy me.

Was in a supermarket and a old woman was paying by card, the guy asked 'do you know your pin number madam'
She said 'yes, its 4353'
Arhhhhh

Sorry I dont know the answer to the question though. (they might know when you get there)

[mr_tony]

ThatPhilBrettGuy said:

Errr, right. Back to the question. So, nobody really knows then I guess?

yep that is the case - you'll have to sign.
Same when you don't know your pin (happened to a mate skiing in france last week - "what pin it's my credit card I sign for that?" - cue much hysterics from me and a slightly angry french shopkeeper!)

[mr_tony]

having said that - the card reader verifies the pin on the card - so if you enter 4 digits it should come back with only 4 digits form the card anyway - depends on the card reader and whether it will accept only 4 digits before processing I guess...

[john75]

I forgot my Chip and Pin the other day so i got the Bank to send me another number

This also gave the possibility to ask what will happen if you are filling up with Petrol on 1st Jan and forget your pin the ank told do not worry as Chip and Pin is not compulsery till 2007

[edc]

john75 said:

I forgot my Chip and Pin the other day so i got the Bank to send me another number This also gave the possibility to ask what will happen if you are filling up with Petrol on 1st Jan and forget your pin the ank told do not worry as Chip and Pin is not compulsery till 2007

If you don't know the PIN then the retailer can refuse that payment method. Not sure how that would work when the petrol is already in the tank - their fault I suppose for letting you put it in in the first place.

[Lois-PIE]

Buffalo said:

Once someone has read your card number whilst the dippy shopkeeper fiddles it through the machine, and then watches over your shoulder to see you type the pin number in, they have all of your account details too!

Shouldn't happen as there is no reason for the shopkeeper to touch your card. You put it straight into the machine where automatically at least half the numbers are covered up.

[docevi1]

Jan' '05 was the deadline for many retailers to have Chip And Pin available, otherwise they would be fined. However my understanding was that teh signature method would still be valid until much later in the year...

[Wacky Racer]

alan_driver said:

PIN= Personal Identification Number! Right? So why do they always ask do you know your PIN Number? Was in a supermarket and a old woman was paying by card, the guy asked 'do you know your pin number madam' She said 'yes, its 4353'

That's a co-incidence, it's mine as well..........

[docevi1]

isn't it nice when logic attacks. My parents have just returned (on Monday) from Maidera and used their cards a fair bit. They signed every time and there was no need for them to know their Pin!

On another note, be prepared for Chickens