Credit compant letter
Discussion
I've just received a letter from a credit consultant company addressed to "The Occupier" at the flat I've been renting for 5 months. Apparenly, the occupier should "contact Mrs King about a very important matter". It gives an 0800 number to call and a reference number to quote.
So, what's the opinion of the PH collective - phone or consign to the bin?
So, what's the opinion of the PH collective - phone or consign to the bin?
I take it you have opened the letter. You shouldn't have done that (it's actually illegal to tamper with mail not addressed to you). However, you shouldn't have opened it on the basis that if you had sent it back still sealed with "Unknown at this address" on it then it automatically tells them to leave you alone as that person nolonger lives at that address.
>> Edited by icamm on Wednesday 22 December 20:39
>> Edited by icamm on Wednesday 22 December 20:39
icamm said:
I take it you have opened the letter. You shouldn't have done that (it's actually illegal to tamper with mail not addressed to you). However, you shouldn't have opened it on the basis that if you had sent it back still sealed with "Unknown at this address" on it then it automatically tells them to leave you alone as that person nolonger lives at that address.
>> Edited by icamm on Wednesday 22 December 20:39
If it is addressed to the occupier and TGS is the occupier then no problem.
thegreatsoprendo said:
I've just received a letter from a credit consultant company addressed to "The Occupier" at the flat I've been renting for 5 months. Apparenly, the occupier should "contact Mrs King about a very important matter". It gives an 0800 number to call and a reference number to quote.
So, what's the opinion of the PH collective - phone or consign to the bin?
it'll be to offer you a loan most probably
off_again said:
Either that or they are looking for the previous occupant and checking if you have any forwarding addresses.....It illegal to provide any form of bad credit references against the property (i.e. new tennant).
Indeed, the letter certainly appears to be from a debt collection agency, presumably chasing a debt from a previous tenant. I'm probably not going to reply on the basis that:
1. I don't have any forwarding addresses or other details of previous tenants.
2. I'm not particularly keen on spending my valuable free time helping them to earn a few quid.
thegreatsoprendo said:
Indeed, the letter certainly appears to be from a debt collection agency, presumably chasing a debt from a previous tenant. I'm probably not going to reply on the basis that:
:scratchin: then why is it adressed to the ocupant , if they owe money then they must know their names ?
thegreatsoprendo said:
Either that or they are looking for the previous occupant and checking if you have any forwarding addresses.....It illegal to provide any form of bad credit references against the property (i.e. new tennant).
Indeed, the letter certainly appears to be from a debt collection agency, presumably chasing a debt from a previous tenant. I'm probably not going to reply on the basis that:
1. I don't have any forwarding addresses or other details of previous tenants.
2. I'm not particularly keen on spending my valuable free time helping them to earn a few quid.
You may as well call them. If you have no information then you aren’t going to help them earn their money but you will stop them bothering you. If you just ignore it they will probably assume the person they are chasing is still there and they will keep hassling you with letters and the bailiff.
Marki said:
Indeed, the letter certainly appears to be from a debt collection agency, presumably chasing a debt from a previous tenant. I'm probably not going to reply on the basis that:
:scratchin: then why is it adressed to the ocupant , if they owe money then they must know their names ?
They assume that the previous tenants have by now moved on after a certain number of letters have failed to be responded to. They therefore send a letter to "The Occupier" in the hope that the new tenant might have a forwarding address they can give them so they can chase down the old tenants at that new address.
When I was in student accommodation last year, we kept receiving final warnings, bailiffs on their way, credit over due etc. (mainly to Chinese names surprisingly enough).
But anyway I just opened the letters and informed them that the don’t live here anymore. They usually asked 'do you have any idea where they have gone?'
But anyway I just opened the letters and informed them that the don’t live here anymore. They usually asked 'do you have any idea where they have gone?'
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