When will it ever end ...... ?
Discussion
I am getting more and more fed up by the day .....
I've just read that [Thames Water] water bills are soon to rise between 15% and 17% on average.
This is on top of 10%+ council tax (I'm paying even more for even less of a service), Gas, electricity, petrol, tax discs, insurance, interest rates and so on and so on.
Every year it's the same - everything goes up. And this is on top of the 70-odd stealth taxes - most of which seem to get me.
Mrs Kinky gave up a top job to look after Kinky junior and because of my salary we are entitled to zero tax credits or benefits - nothing at all - except the usual Childrens benefit.
If my salary was going up 15+% per year then I'd be delighted and would have no qualms about it at all - but it's not.
When the hell will something happen? Something has to give somewhere - and I doubt I'm the only person who thinks/feels this - certainly judging by the number of postings of people who are moving coz they have had enough.
Yeah - I shop around for the cheapest petrol/insurance/mortgages/gas/electricity/water/etc ....
When will it ever end?
K
>>> Edited by Kinky on Thursday 2nd December 12:45
I've just read that [Thames Water] water bills are soon to rise between 15% and 17% on average.
This is on top of 10%+ council tax (I'm paying even more for even less of a service), Gas, electricity, petrol, tax discs, insurance, interest rates and so on and so on.
Every year it's the same - everything goes up. And this is on top of the 70-odd stealth taxes - most of which seem to get me.
Mrs Kinky gave up a top job to look after Kinky junior and because of my salary we are entitled to zero tax credits or benefits - nothing at all - except the usual Childrens benefit.
If my salary was going up 15+% per year then I'd be delighted and would have no qualms about it at all - but it's not.
When the hell will something happen? Something has to give somewhere - and I doubt I'm the only person who thinks/feels this - certainly judging by the number of postings of people who are moving coz they have had enough.
Yeah - I shop around for the cheapest petrol/insurance/mortgages/gas/electricity/water/etc ....
When will it ever end?
K
>>> Edited by Kinky on Thursday 2nd December 12:45
mybrainhurts said:
It appears there's no answer to that......
www.cheeseburger.de? should be a hamburger
Kinky said:
I am getting more and more fed up by the day .....
I've just read that [Thames Water] water bills are soon to rise between 15% and 17% on average.
This is on top of 10%+ council tax (I'm paying even more for even less of a service), Gas, electricity, petrol, tax discs, insurance, interest rates and so on and so on.
Every year it's the same - everything goes up. And this is on top of the 70-odd stealth taxes - most of which seem to get me.
Mrs Kinky gave up a top job to look after Kinky junior and because of my salary we are entitled to zero tax credits or benefits - nothing at all - except the usual Childrens benefit.
If my salary was going up 15+% per year then I'd be delighted and would have no qualms about it at all - but it's not.
When the hell will something happen? Something has to give somewhere - and I doubt I'm the only person who thinks/feels this - certainly judging by the number of postings of people who are moving coz they have had enough.
Yeah - I shop around for the cheapest petrol/insurance/mortgages/gas/electricity/water/etc ....
When will it ever end?
K
I know exactly what you mean. Always seem to have month left at the end of the money on a regular basis...
I couldn't agree more Kink y....
Fewer and fewer people to pay more an more.
The missus and I have child plans for next year, just as you we will receive absolutely zip in terms of childcare or tax relief.
I am particularly delighted by this, as between us the missus and I contribute around £35k per annum in direct income tax, with god only knows how much more on all the other stealth taxes.
Sometimes I think it might just be quicker and easier all round if I just arranged for my salary to be paid direct to the Government, and perhaps they gave me some pocket money back.
The endless rises in Utilities are to pay the very wealthy large shareholders in those businesses nice fat dividends.
When all the national industries were flogged off it was the biggest con trick and theft in history - take national assets owned by all and sell them to a few, along with big tax incentives and subsidies. Then squander the cash in a short term and vain attempt to buy some general elections.
Criminal.
You can thank the Conservatives for that one.
Fewer and fewer people to pay more an more.
The missus and I have child plans for next year, just as you we will receive absolutely zip in terms of childcare or tax relief.
I am particularly delighted by this, as between us the missus and I contribute around £35k per annum in direct income tax, with god only knows how much more on all the other stealth taxes.
Sometimes I think it might just be quicker and easier all round if I just arranged for my salary to be paid direct to the Government, and perhaps they gave me some pocket money back.
The endless rises in Utilities are to pay the very wealthy large shareholders in those businesses nice fat dividends.
When all the national industries were flogged off it was the biggest con trick and theft in history - take national assets owned by all and sell them to a few, along with big tax incentives and subsidies. Then squander the cash in a short term and vain attempt to buy some general elections.
Criminal.
You can thank the Conservatives for that one.
anonymous said:
[redacted]
In addition - flogging off Water and Rail industries - both of which were ( and still are ) in need of £££ billion capital investment - meant that the massive prospective increases in customer bills needed to pay for the Capex - could then be blamed on "greedy shareholders" , rather than the legacy of decades of under-investment by both Tories and Labour.
Kinky said:
I've just read that [Thames Water] water bills are soon to rise between 15% and 17% on average.
and just wait until they overcharge you like they did me £48. Do they pay it back quickly, do they
. five letters and three phone calls only released £30 which put my account to nil they were then intending to take the next direct debit even though they agreed that my account was nil. Cancelled direct debit, might forget to start it up again and if they dont like it ill remind them with documentation that they witheld money from me for over a year so they can wait for their money, ill earn some interest in the meantime
I did a rough calculation last week. About 58% of my income goes on Income Tax, National Insurance, Council Tax, VAT and tax on Petrol. Add in Utility bills and your easily adding another £2000. Leaves someone on £50k pa with about £20k disposeable p.a. about £200k mortgage is usual and essential in London and interest, mortgage protection, and insurance is almost £1k pm - leaving £667 pm for food, clothes for the family, unexpected bills, maintence of car + home, and car insurance etc. If you've got two kids, you've got almost no choice but be in debt. That ends up costing you more and more. Its an endless cycle.
I can see a lot of people leaving the country next year after the elections. I'm looking at the States or Dubai personally - I've got be earning double what I am now to be 'comfortable' - If I cannot achieve that in the next 6 months, I've got no choice but to get up and leave. I'm not gonna bring my kids up in a struggling stressful home environment.
I can see a lot of people leaving the country next year after the elections. I'm looking at the States or Dubai personally - I've got be earning double what I am now to be 'comfortable' - If I cannot achieve that in the next 6 months, I've got no choice but to get up and leave. I'm not gonna bring my kids up in a struggling stressful home environment.
jazzybee said:
I did a rough calculation last week. About 58% of my income goes on Income Tax, National Insurance, Council Tax, VAT and tax on Petrol. Add in Utility bills and your easily adding another £2000. Leaves someone on £50k pa with about £20k disposeable p.a. about £200k mortgage is usual and essential in London and interest, mortgage protection, and insurance is almost £1k pm - leaving £667 pm for food, clothes for the family, unexpected bills, maintence of car + home, and car insurance etc. If you've got two kids, you've got almost no choice but be in debt. That ends up costing you more and more. Its an endless cycle.
I can see a lot of people leaving the country next year after the elections. I'm looking at the States or Dubai personally - I've got be earning double what I am now to be 'comfortable' - If I cannot achieve that in the next 6 months, I've got no choice but to get up and leave. I'm not gonna bring my kids up in a struggling stressful home environment.
amen brother, im off either to canada or oz. Hopefully im visiting canada for a few months next year to check the place out before i make a final decision, but, ive already lived in oz and trust me, the grass IS greener*
*theyve got even more of a nanny state that we have, but then, labour will get in next time anyway, so TBH itll be much of a muchness anyway, except oz is a damn sight nicer to live in and you can actually dare to have dreams of owning your own home...
jazzybee said:
I did a rough calculation last week. About 58% of my income goes on Income Tax, National Insurance, Council Tax, VAT and tax on Petrol. Add in Utility bills and your easily adding another £2000. Leaves someone on £50k pa with about £20k disposeable p.a. about £200k mortgage is usual and essential in London and interest, mortgage protection, and insurance is almost £1k pm - leaving £667 pm for food, clothes for the family, unexpected bills, maintence of car + home, and car insurance etc. If you've got two kids, you've got almost no choice but be in debt. That ends up costing you more and more. Its an endless cycle.
I can see a lot of people leaving the country next year after the elections. I'm looking at the States or Dubai personally - I've got be earning double what I am now to be 'comfortable' - If I cannot achieve that in the next 6 months, I've got no choice but to get up and leave. I'm not gonna bring my kids up in a struggling stressful home environment.
How the hell do you manage on £667 pm?
I'm a student and £250-300 a month doesn't exactly make me THAT comfortable. In fact some weeks I hit an unexpected hurdle and have to live completely without money for a few days.
I couldn't even contemplate a car let alone a family on £667 a month.
Kinky said:
VTEC,
I don't think Jazzy is the only one.
I have to confess his numbers look pretty similar to mine. In fact scarily so!
We spend £400 a month on food.
And pray like mad that nothing serious fails on any of the cars.
K
I must say I'm totally, completely, utterly speechless.
How do you do it? I've been trying to think for the last ten minutes how I'd cope with that. I couldn't.
And Jazzy is on £50k a year? WTF?
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