Which classic?
Discussion
Hello everyone 
I am currently 17 and looking for my first car and I'm after a classic car to start me off. I have been on the phone to an insurance company who have said that I can get classic car insurance as long as the car is insurance group 3 or below. I believe that the car must also be over 15 years old.
Was just wondering if anyone has any ideas for a car I haven't yet thought of.
Any ideas would be much appreciated
Thanks,
Tom
I am currently 17 and looking for my first car and I'm after a classic car to start me off. I have been on the phone to an insurance company who have said that I can get classic car insurance as long as the car is insurance group 3 or below. I believe that the car must also be over 15 years old.
Was just wondering if anyone has any ideas for a car I haven't yet thought of.
Any ideas would be much appreciated
Thanks,
Tom
Had a 1973 MGBGT just before I was 18, but that was back in 1984 and the insurance was bearable, but to be honest I wouldn't know where to start with insurance groups these days, and have no idea what Group 3 would even cover. 
A bog standard 850 Mini?
Well a quick search has shown that Group 3 these days covers these desirable cars: http://www.carpages.co.uk/car-insurance/car-insura...
So going on this, you're looking at something with a 1.3 litre engine or less I'd imagine, but with no sporting aspirations, so a 1.3 Fulvia or 1275 GT are out of the question.
A bog standard 850 Mini?
Well a quick search has shown that Group 3 these days covers these desirable cars: http://www.carpages.co.uk/car-insurance/car-insura...
So going on this, you're looking at something with a 1.3 litre engine or less I'd imagine, but with no sporting aspirations, so a 1.3 Fulvia or 1275 GT are out of the question.
Edited by vixen1700 on Thursday 18th November 19:54
Here's something a bit 'time-warpish' with a bit of retro '70s charm and a good price. If you kept it just as it is, you could enjoy and not really lose any money on. It's possible it could be insured if you rang around a bit too, despite being a 1600cc car.
http://www.carandclassic.co.uk/car/C186058/
Here's another one that could be a headturner without being crippling on insurance, and once again, cheap to buy.
http://www.carandclassic.co.uk/car/C190182/
http://www.carandclassic.co.uk/car/C186058/
Here's another one that could be a headturner without being crippling on insurance, and once again, cheap to buy.
http://www.carandclassic.co.uk/car/C190182/
Edited by vixen1700 on Thursday 18th November 21:30
Yeah, RichB is right, but not knowing your budget my suggestions have been under 2k considering your age, so here's another sub 2k one.
If you can get the insurance, then at your age you'll have a hoot.
http://www.pistonheads.com/sales/1955562.htm
Doesn't need a lot of work, well none really, so you could just enjoy it for a couple of years and get your money back.
If you can get the insurance, then at your age you'll have a hoot.
http://www.pistonheads.com/sales/1955562.htm
Doesn't need a lot of work, well none really, so you could just enjoy it for a couple of years and get your money back.
Tom,
I had a Spitfire at 18 (and still have it 10 yrs later). Great fun to drive, much cheaper to insure and you'll learn far more about driving than you ever will in a modern car.
Yes, they're not as safe but modern cars do lull you into a false sense of security.
For insurance, I joined the TSSC first and got a premium through Footman James. You should also try Lancaster, Peter James and any that advertise in the classic car mags (these deffo do young drivers tho). You'll be rewarded with a car that'll stand out from the masses and put a smile on your face everytime you turn the key!
Find a pre-73 MKIV and it'll be tax free too.
I had a Spitfire at 18 (and still have it 10 yrs later). Great fun to drive, much cheaper to insure and you'll learn far more about driving than you ever will in a modern car.
Yes, they're not as safe but modern cars do lull you into a false sense of security.
For insurance, I joined the TSSC first and got a premium through Footman James. You should also try Lancaster, Peter James and any that advertise in the classic car mags (these deffo do young drivers tho). You'll be rewarded with a car that'll stand out from the masses and put a smile on your face everytime you turn the key!
Find a pre-73 MKIV and it'll be tax free too.
Some monstrous 70s tin is developing a proper retro charm, and can still be had for pennies. Vauxhall Viva, Ford Cortina, Morris Marina and Triumph Dolomite are all contenders. Sure, none of them give spirited driving, but they rattle around town easy enough and put a grin on people's faces even today. Shouldn't be too expensive to insure either, unlike Spitfires and MG's which are classed as "sports" cars.
Grrrmachine said:
Some monstrous 70s tin is developing a proper retro charm, and can still be had for pennies. Vauxhall Viva, Ford Cortina, Morris Marina and Triumph Dolomite are all contenders. Sure, none of them give spirited driving, but they rattle around town easy enough and put a grin on people's faces even today. Shouldn't be too expensive to insure either, unlike Spitfires and MG's which are classed as "sports" cars.
My point entirely with the Dolomite and Capri 1.6L. Both pretty good if you dress the part too.
Surprisingly a 1300 spitfire is amazing for insurance I got a quote with footman James, who said a 1300 spitfire is group 2, and insurance would charge me £600 TPFT which for a 17 year old lad is superb! I'm making a list of cars the take my fancy and I think I'll give them another ring over the weekend to get some more quotes
I got a quote with footman James, who said a 1300 spitfire is group 2, and insurance would charge me £600 TPFT which for a 17 year old lad is superb! I'm making a list of cars the take my fancy and I think I'll give them another ring over the weekend to get some more quotes How about:
Talbot Sunbeam (if you can find one that is non-TI / Lotus)
Mk1 Golf, even the non-GTIs are a lovely drive
Peugeot 205 - not really a classic but a great, simple, satisfying car and easily looks very cool with very subtle mods.
A word of advice from bitter experience, I'd be wary of anything very old and cheap, the big bills will soon start coming!
Talbot Sunbeam (if you can find one that is non-TI / Lotus)
Mk1 Golf, even the non-GTIs are a lovely drive
Peugeot 205 - not really a classic but a great, simple, satisfying car and easily looks very cool with very subtle mods.
A word of advice from bitter experience, I'd be wary of anything very old and cheap, the big bills will soon start coming!
Triumph Herald?
I'd like to give you a big warning about classic insurance:
THEY PROBABLY WILL NOT BE GIVING YOU NCB FROM THE POLICY
This, in the long term, is a pain in the arse. Bare it in mind, call up and confirm if they will/wont be providing NCB and if they will, get it in writing and record the call.
I'd like to give you a big warning about classic insurance:
THEY PROBABLY WILL NOT BE GIVING YOU NCB FROM THE POLICY
This, in the long term, is a pain in the arse. Bare it in mind, call up and confirm if they will/wont be providing NCB and if they will, get it in writing and record the call.
TomCooper said:
Surprisingly a 1300 spitfire is amazing for insurance I got a quote with footman James, who said a 1300 spitfire is group 2, and insurance would charge me £600 TPFT which for a 17 year old lad is superb! I'm making a list of cars the take my fancy and I think I'll give them another ring over the weekend to get some more quotes
That sounds pretty good, I had a 1300 Spit as a daily driver when I was 25-ish, used to leave it parked with the roof down in the summer (put anything loose in the boot) - not sure I'd be happy doing that these days sadly I got a quote with footman James, who said a 1300 spitfire is group 2, and insurance would charge me £600 TPFT which for a 17 year old lad is superb! I'm making a list of cars the take my fancy and I think I'll give them another ring over the weekend to get some more quotes 
Will probably need more maintenance than a modern euro box but everything's do-able yourself, which isn't the case on a euro box.
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