New driver insurance on a classic

[72EuropaTC]

Does anyone have any experience of insuring a new driver (ie just passed their test) on a "practical" classic ie not something exotic or sporty. The car would be registered in their name & they'd be the main driver. I'm just wondering whether it'd be cheaper to insure a decent classic runner than something newer.

tvm

[extvr]

My son just insured a Ford Anglia for £600 he is 17, as opposed to £1800 for a 1.2 Fiesta, so definiatly the way to go.

[aeropilot]

It would depend on how much the 'classic' has cost you to buy, as insuring any old car, say pre-mid '70's, on an ordinary insurance is going to be risky in terms of what they will pay out in the event of a claim, as it will be a few hundred quid if you are lucky as it will not be agreed value.
Agreed value classic ins, will usually only be availble if the 'classic' is a 2nd car on a ltd mileage basis.

It all depends on the car and value etc., as to whether it's worth it or not.

[Benjybh]

Me and my mates have got a few great quotes from Peter D James, all aged 17:

Classic Mini: £495
MG Midget: £520
Triumph Spitfire: £520
MGB GT/Roadster: £810

HTH

[72EuropaTC]

Thanks for the replies. P D James looks pretty good quotes and the sort of ballpark I'm hoping for.

[untakenname]

From looking at their website they have these as stipulations although they do say to phone if you don't fulfil the criteria.
[quote]
* The vehicle is standard and has no performance modifications
* All drivers have held a full UK driving licence for 2 or more years
* No one driver has more than 2 fixed penalty driving convictions
* No one driver has had more than one minor accident in the past three years (minor being where total costs did not exceed £1000)
* All drivers are between the ages of 30 and 74
* The vehicle is used for social domestic and pleasure only with occasional commuting
* The maximum value of any one vehicle should not exceed £30000
* The vehicle is registered and garaged in Great Britain

[/quote]

[quote=extvr]My son just insured a Ford Anglia for £600 he is 17, as opposed to £1800 for a 1.2 Fiesta, so definiatly the way to go.
[/quote]

Which insurer was this with? Cheers.

[extvr]

Footman James

[LOGiK]

I've been with Footman James since I started driving at 17, I think it was about 600/year for my first year TPFT with breakdown cover (that I've never used) and I'm not in a great area for insurance. Pretty sure there's no excess on my policy either. It is limited milage though, can't remember what the limit is (something like 3000 I think) and I had to be a member of a car club type thing to get the policy in the first place.

I did have a go at getting Adrian Flux to beat my premium on my last renewal, but they were 200 out and without breakdown cover included.

[72EuropaTC]

Thanks for all the replies. Some of the insurance quotes I researched for slow-group moderns were rather steep. That's why I thought of going the classic route. Limited mileage won't be a problem. IMO classics are probably more interesting to drive & hone your skills on than a modern. I suppose if I admit it, I'm hoping we can agree on an Austin/Morris 1300 - which is what I had as my first couple of cars after passing my test eons ago (even way back then, my first 1300 was bought for £200 and cost £175 TPFT!!) . Roomy, fun cars. Ah, memories. But I think I might end up being overruled on that one :-(

[//j17]

If you have any problems with his age and go for a Triumph you can join the TSSC and get insurance through their panel of 3 insurance companies (Footman James, Peter D James, Adrian Flux). Part of the deal for being on the panel is agreeing to insure any Triumph owner, regardless of age and the club help sort things out if people have difficulties.

http://www.tssc.org.uk/index.php?option=com_conten...