1997 Volvo on a Classic Policy?
Discussion
The current family car may be about to be replaced but the old Volvo 940 Estate may be retained due to long term love of the old girl (and previous ones too). It's only just run in at 204K miles!
The NCB would be transferred to the newer car, what are my chances of getting the older car on a limited mileage "Classic" policy?
(I should have asked the company I have a Classic policy with when I was getting a quote for the new "modern" car. They couldn't use the current NCB on the old and new car together).
Thanks for any assistance offered.
The NCB would be transferred to the newer car, what are my chances of getting the older car on a limited mileage "Classic" policy?
(I should have asked the company I have a Classic policy with when I was getting a quote for the new "modern" car. They couldn't use the current NCB on the old and new car together).
Thanks for any assistance offered.
I recent had a 1997 car (a Honda Prelude, now sold) and when I did comparison insurance quotes on the meerkat, there were some very low quotes, sub £100. However, when I reduced the NCD from 6 yrs to 1, the top few remained the same so were obviously 'classic' policies. This isn't clear unless you drill down into the quote details but you start to recognise that Performance direct, Quotelinedirect, the aforementioned Lancaster etc are classic policy providers.
On my other old car, a 47 year old Triumph Toledo, none of the 'standard' insurers will even touch it, they just say it's too old (Direct Line, Saga etc). So I can't use NCD on it even if I wanted to! They're leaving the classic market to mop up. Almost any car over 20 yrs old and even less if a 'prestige' car will get cover as a classic. You'll need to accept limited mileage of a few thousand though. I've only 1500 on mine but that's plenty in my situation, and means it's only £72 fully comp for 12 months!
On my other old car, a 47 year old Triumph Toledo, none of the 'standard' insurers will even touch it, they just say it's too old (Direct Line, Saga etc). So I can't use NCD on it even if I wanted to! They're leaving the classic market to mop up. Almost any car over 20 yrs old and even less if a 'prestige' car will get cover as a classic. You'll need to accept limited mileage of a few thousand though. I've only 1500 on mine but that's plenty in my situation, and means it's only £72 fully comp for 12 months!
I've two cars with Lancaster on Classic policies at the moment. Called this morning to get a quote for a "modern" car.
keeping the old Volvo (insured through someone else) and insuring another modern was pricy as they couldn't use the current NCD (of 17 years).
Putting the new car though Lancaster and using the NCD from the old Volvo brought it down to a reasonable sum but they never suggested putting the Volvo on a Classic which is why I'm asking now. Was early and the lady was otherwise very helpful over a 45 minute period.
If the new car goes ahead I'll get back to them with the question.
At least I now know it's a possibility.
Thanks all
keeping the old Volvo (insured through someone else) and insuring another modern was pricy as they couldn't use the current NCD (of 17 years).
Putting the new car though Lancaster and using the NCD from the old Volvo brought it down to a reasonable sum but they never suggested putting the Volvo on a Classic which is why I'm asking now. Was early and the lady was otherwise very helpful over a 45 minute period.
If the new car goes ahead I'll get back to them with the question.
At least I now know it's a possibility.
Thanks all
My other cars are with Churchill, to insure the 850 on its own policy thus with 0 NCB but a multicar discount was around £270 however, that was "market value" and I wasn't prepared to a) pay more and b) have a huge fight in my hands should the worst happen so Chris Knott came in fully comp, £5k agreed value, 0 NCB and under £200 so it was a no brainer in my experience.
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