Advice needed on Cheap classic to run and insure.

Advice needed on Cheap classic to run and insure.

Author
Discussion

wculbert

Original Poster:

442 posts

247 months

Tuesday 18th January 2005
quotequote all
Hi,
I am a student and have a Peugeot 205 XLD as a every day car but it has just failed the MOT and the insurance is £700 a year TPFF, which is mad.

I would like another Classic car as I currently have a Rochdale GT and I like the idea of not having to pay road tax.

What I really want is a classic car with some street cred that is pre 1973 so tax free, cheap to run and insure.

I have a Austin 7 which is only £80 a year to insure Fully comp, unlimited miles, though the owners club, but a Austin 7 is not very practical for everyday driving and it is off the road aswell at present.

I am 20 so my age can be a bit of a pain when it comes to insurance.

Thanks William

Tyre Smoke

23,018 posts

267 months

Tuesday 18th January 2005
quotequote all
Ford!

Cortina, Escort, Anglia, Consul, Capri, Etc,Etc....


Triumph, Dolly, Spitfire(okay maybe not), Herald, Vitesse.

Vauxhall, Viva, Magnum, Firenza, VX4/90, Cresta, Victor, Etc,Etc

ARH

1,222 posts

245 months

Tuesday 18th January 2005
quotequote all
Morris minor, mini.

A rochdale gt, nice and a bit rare.

minimax

11,984 posts

262 months

Tuesday 18th January 2005
quotequote all
Mini!


just what you need by the sound of it

wculbert

Original Poster:

442 posts

247 months

Tuesday 18th January 2005
quotequote all
Hi,
Wouldn't mind but the insurance is still quite expensive unless the owners club does a special deal. Thanks William

ARH

1,222 posts

245 months

Tuesday 18th January 2005
quotequote all
I actually managed to insure a mini 850 with engine mods for the same price as my austin seven. But your age may be against you. Many of the clubs have special deals.

docevi1

10,430 posts

254 months

Tuesday 18th January 2005
quotequote all
try the kit-car market.

What about a Nova (70's Beetle based jobie with weird roof) or something like my Marlin (you can get hard-tops for them). Kit Cars are much cheaper to insure than classics either way as you know

v8thunder

27,646 posts

264 months

Tuesday 18th January 2005
quotequote all
I'd definately suggest kit cars. I know Firebond do policies for people aged 17 and over.

Go for something with a 'boring' engine - you can always upgrade it later and it'll have the flavour of something much rarer and more exotic.

Plus, they're cheaper to insure than mainstream cars largely because no-one's heard of their 'real' names and those names aren't on anyone's theft list.

Look into Mini-based cars (Midas, GTM etc), VW Beetle-based (Nova, Avante, Porsche replicas) and those based on small Fiats (MCA, Onyx Firefly, Vario etc).

Try Kit Car magazine, Which Kit magazine, www.findit.co.uk's cars/kit cars section, and try entering 'kit car' and 'replica' into the search boxes in www.ebaymotors.co.uk Cars and Classic Cars sections.

wculbert

Original Poster:

442 posts

247 months

Wednesday 19th January 2005
quotequote all
Hi,
Thanks, but I have to say that the Rochdale must much harder and more expensive to get an insurance quote for than a MGB or Spitfire or the like, so I would have to disagree that kit cars are cheaper to insure than classics if you are under 21 as so few companies will cover you for kit cars. Thanks William

wculbert

Original Poster:

442 posts

247 months

Wednesday 19th January 2005
quotequote all
Hi,
Thanks, but I have to say that the Rochdale must much harder and more expensive to get an insurance quote for than a MGB or Spitfire or the like, so I would have to disagree that kit cars are cheaper to insure than classics if you are under 21 as so few companies will cover you for kit cars. Thanks William

v8thunder

27,646 posts

264 months

Wednesday 19th January 2005
quotequote all
That's because the Rochdale is in 'rare classic' territory, rather than 'cheap banger in a fibreglass body' territory. Shop around! The market's massive!

minimax

11,984 posts

262 months

Wednesday 19th January 2005
quotequote all
wculbert said:
Hi,
Wouldn't mind but the insurance is still quite expensive unless the owners club does a special deal. Thanks William


my mini was £285 fully comprehensive with 90bhp at the flywheel, rollcage, 7X13 supalites and racing seats & harnesses...not exactly a standard motor, and I was 19 I would get some quotes

The Wiz

5,875 posts

268 months

Wednesday 19th January 2005
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Midget / Sprite / Spitfire

cortinaman

3,230 posts

259 months

Monday 24th January 2005
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series 1 cortina mk2 1600e - around a 67-68,they are tax free,cheap to insure and look the dogs danglies.

Davel

8,982 posts

264 months

Monday 24th January 2005
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Beetle

RickApple

429 posts

241 months

Wednesday 26th January 2005
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minimax, who insured your mini? thanks!

minimax

11,984 posts

262 months

Wednesday 26th January 2005
quotequote all
RickApple said:
minimax, who insured your mini? thanks!


Liverpool Victoria, just rung Graham Sykes insurance though as it's renewal time and he's just given me a quote which kicked LV's arse