Bump repair question?

Author
Discussion

cartyre

Original Poster:

69 posts

82 months

Wednesday 30th October
quotequote all
Hi all,

I have a bump on bottom of car from a misplaced large brick/stone in a car park.

I am wondering what is best to do?

I've been quoted £800plus to repair or should I simply repaint and treat with a anti corrosion treatment?

Or should I claim on my no claims insurance which I have 15 years no claims bonus.

Also will it affect my warranty which is valid till 2028?

Will it be pointed out or cause an issue when I next get the service done at the Dacia garage?

BrownEaredDog

589 posts

108 months

Wednesday 30th October
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I'd get that to a paint shop so they can make a temporary repair while you decide what course of action to take. The sill has taken a nasty knock, so what the quote will likely involve is cutting out the offending area, welding in a replacement and then sending it off for paint. It looks like a gen 2 Sandero, so an £800 expenditure is quite a chunk of the car's value.

Only you can decide if you want to sacrifice your NCB. I wouldn't for something like this - it's ugly and annoying, but the car is structurally intact (I assume, not being able to see potential damage to the underside) and a while after getting the "temp" repair done you'll just forget about it.

In the end I think it depends on how long you're planning to own the car and how much you care about how the damage looks. If it's going to stick around and you're not bothered then just do the aforementioned temporary repair and take the financial hit at sale time.

If you are going to move it on soon anyway then it might be best to get it sorted properly.

Edit: As long as there's no structural damage then I can't imagine that this would affect the warranty in any way, but the answer will lie somewhere in the warranty document itself. I suppose the dealer could ask for a third party to check the damage at your cost to ensure that no future warranty claims can arise from it <shrugs>

Edited by BrownEaredDog on Wednesday 30th October 20:16

cartyre

Original Poster:

69 posts

82 months

Wednesday 30th October
quotequote all
Thanks very much.

I took it to my mechanic and he treated it with something, I don't remember the name of it. He said this will prevent and stop any rusting or corrosion.

He said he will look at another quote to repair the actual bump. But he said its up to you as it doesn't affect the functions of the car, it's just if it bothered me how it looks.

The other two places I took it to that quoted me for the actual physical repair also said the same. Ie now it's been treated for corrosion and rust, there's no need to straighten it up unless it bothers you how it looks as it doesn't affect how the car runs etc.

How would I find out if this affects my warranty?



cartyre

Original Poster:

69 posts

82 months

Wednesday 30th October
quotequote all
In terms of making a claim on my insurance with Aviva, should I call them and ask them and explain the situation? Or would they immediately put it down and affect my mo claims. I did call with just a general question and they didn't ask my name etc and they said well up to you if you wish to make a claim on it so I said I'd think about it and hence asking here.



cartyre

Original Poster:

69 posts

82 months

Wednesday 30th October
quotequote all
Thanks I don't know what to do.



I can't afford £800 or more for the repair but want to keep the structure and paint warranty which would mean for a proper repair I would need to goto a Dacia approved garage. But probably what they would charge me would be very high.



I don't know if I should make a claim on the insurance as if I do I am not sure how much my premiums would go up next year, wpuld they be able to tell me?



Also how would it affect my No Claims Discount. Could Avvia tell me all this before I submit a claim?



Also Avivia may tell me to goto a non Dacia approved garage which would mean I would lose my paint and structural warranty.

Or just leave how it is, it's been treated for corrosion and rust and my mechanic has assured me now this has been applied no rust or corrosion will occur.


What would others do in my situation? Any more advice most appreciated as I just am struggling with the best course of action?

Belle427

9,735 posts

240 months

Thursday 31st October
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You will only know if you contact your insurance to ask.
Personally id just leave it alone as you may do it again and the £800 is wasted, just make sure whatever your mechanic has used to protect is going to last.
Keep an eye on it from time to time as in the winter weather it may start to corrode, if you see any signs of corrosion it needs to be dealt with straight away.

cartyre

Original Poster:

69 posts

82 months

Thursday 31st October
quotequote all
Thanks. He treated it with Galvafroid. He said that I don't need to worry about rust or corrosion now.
Have you heard of Galvafroid?

Belle427

9,735 posts

240 months

Thursday 31st October
quotequote all
Not until today but it does look a suitable quality product.