Damage opinions… insurance job?
Discussion
Opinions please…
2019 Golf 1.0 (yes, yes, I know)
Partner hit a ninja piece of debris on the motorway and thankfully got across to hard shoulder unscathed. Initially we thought it was just alloy and tyre but it seems to have put a gouge in the sill too… finger for scale. It’s quite deep.
VW quoted £900 for a new alloy so we sourced one from EBay for much, much less…however having now seen the sill damage are wondering about putting a claim in. Zero excess helps.
Would the insurance just fill and paint this?
2019 Golf 1.0 (yes, yes, I know)
Partner hit a ninja piece of debris on the motorway and thankfully got across to hard shoulder unscathed. Initially we thought it was just alloy and tyre but it seems to have put a gouge in the sill too… finger for scale. It’s quite deep.
VW quoted £900 for a new alloy so we sourced one from EBay for much, much less…however having now seen the sill damage are wondering about putting a claim in. Zero excess helps.
Would the insurance just fill and paint this?
If you want to pay x% amount extra on your insurance premium for the next 5 years, go ahead.
Alternatively, you could prob get a body shop to make it 99% less obvious for about £50.
I would assume the insurance would probably just fill and paint rather than welding in an entirely new sill.
Alternatively, you could prob get a body shop to make it 99% less obvious for about £50.
I would assume the insurance would probably just fill and paint rather than welding in an entirely new sill.
Given the age I assume the car's owned not leased (i.e. you're not going to hand it back to someone who'll spot something not quite right?).
...in which case that looks ripe for a smart repair, rather than a full claim. Hell, if it's just the gouge and the panel isn't dented, you could probably fill that in bit by bit with a toothpick and touch-up paint. Then get a detailer to wet sand and re-polish to make the finish look right.
...in which case that looks ripe for a smart repair, rather than a full claim. Hell, if it's just the gouge and the panel isn't dented, you could probably fill that in bit by bit with a toothpick and touch-up paint. Then get a detailer to wet sand and re-polish to make the finish look right.
The sill damage looks to have gone through the stonechip down to the metal, unfortunately the sill is big panel.
The body shop would have to remove the stonechip to repair the panel, re-apply the stonechip and then paint over the top.
Worth getting a quote especially if you are still within the body corrosion guarantee.
Considering the wheel damage, the sill looks like a tickle.
The body shop would have to remove the stonechip to repair the panel, re-apply the stonechip and then paint over the top.
Worth getting a quote especially if you are still within the body corrosion guarantee.
Considering the wheel damage, the sill looks like a tickle.
havoc said:
Given the age I assume the car's owned not leased (i.e. you're not going to hand it back to someone who'll spot something not quite right?).
...in which case that looks ripe for a smart repair, rather than a full claim. Hell, if it's just the gouge and the panel isn't dented, you could probably fill that in bit by bit with a toothpick and touch-up paint. Then get a detailer to wet sand and re-polish to make the finish look right.
Definitely this ^^^...in which case that looks ripe for a smart repair, rather than a full claim. Hell, if it's just the gouge and the panel isn't dented, you could probably fill that in bit by bit with a toothpick and touch-up paint. Then get a detailer to wet sand and re-polish to make the finish look right.
If its down to bare metal a rust converter then a primer and a few layers of top coat with a touch up kit. Unless you specifically were looking for it the damage will be all but invisible.
Gassing Station | Bodywork & Detailing | Top of Page | What's New | My Stuff