Write off or not?

[MattsCar]

I know that this is ultimately in the hands of the insurers/assessors, but just wanted some opinion and whether or not to start looking at new cars and to get an idea of what it would cost to repair/ respray.

A construction truck reversed in to the car while stationary. Looks like it will need a bonnet and grille at bare minimum and the front bumper has been scuffed. There doesn't seem to be any damage to the radiator or other parts from what I can see, however a bit worried that the bonnet hinges might have been bent.

Car is probably worth £4.5k. I am thinking that with all other costs (car hire) they will probably write it off?

[Wish]

Write off. 100%
What insurance company is it with ?

[MattsCar]

It is with A-Plan who are a broker and dealing with it. Ageas is the actual insurer. Don't know who the other driver is with.

Edited by MattsCar on Friday 25th August 23:13

[James_33]

Write off.

Seen cars with less damage than that wrote off.

[Fiisch]

Definitely a write-off - as a general rule, if repair costs exceed 60% of the car's value, it's written off.

[Jordie Barretts sock]

100% a write off.

I'd buy it back and get it repaired .

[MattsCar]

Thanks for the replies all.

It is my mum's car.

She is not overly interested in the hassle of buying it back/ fixing it. It is something I had thought about, but after moving It just, the clutch bite is high and stiff, so a big bill will be looming.

Anyhow, is a swift sport a good car for a 72 year old? Lol

[horsemeatscandal]

MattsCar said:

Anyhow, is a swift sport a good car for a 72 year old? Lol

Absolutely. Small, easy to drive, reliable, not particularly fast (especially the 1.6). But then you can borrow it and wring it's neck because they're a brilliant drive.

[Mr Tidy]

Sadly there is no way an insurer will want to repair that.

My 2005 BMW 330i got tapped in the rear in May by someone insured with Hastings and their "nominated repairer" managed to create an estimate of over £2,000, when all it needed was a rear bumper cover that BMW sell for £620 in primer. So they made it a Cat N.