Insurance vehicle repair advice

Insurance vehicle repair advice

Author
Discussion

vinnie07

Original Poster:

152 posts

23 months

Wednesday 26th July 2023
quotequote all
Hello everyone, I'm just looking for some general advice if I may:

Unfortunately my Mercedes SLC was hit going over a roundabout last week. I have just dropped off the car to an approved body shop by my insurance.
They are doing a report/repair quote for my insurance company to decide whether to write off or not. I am unsure but I suspect it will be repaired.
(Will definitely need a new passenger door and repair to the panel behind the door and the back alloy that's pretty much is for the damage)

My worry is the body shop looked a little back street for my liking as my car was low milage and immaculate, would I be better off choosing a Mercedes approved body shop? My insurance informed me if I was to do this I would lose my repair warranty with them.

Any thoughts/advice kindly welcomed.

Thanks for reading smile

fourstardan

4,987 posts

151 months

Wednesday 26th July 2023
quotequote all
If its non fault use your own repairer choice.

anonymous-user

61 months

Wednesday 26th July 2023
quotequote all
Why not Google the insurers bodyshop and see its reviews?

Plenty of good bodyshops look less than pristine

bumskins

1,917 posts

22 months

Wednesday 26th July 2023
quotequote all
lord trumpton said:
Plenty of good bodyshops look less than pristine
This. Best restorer i've found in recent years for metal work and fabrications worked out of a formerly-derelict factory on a stty industrial estate, would never have given it a second look owing to no signage etc, but once inside there were >50 cars in varying states of restoration. Seeing people who knew what they were doing using huge English Wheels and their ilk to fabricate new panels for pre-war sports cars was awesome, envious of people with skillsets like that - sadly they're very much the exception rather than the rule nowadays frown

Old Merc

3,554 posts

174 months

Wednesday 26th July 2023
quotequote all
This happened to me, it was many years ago but I`m sure you have a choice where YOUR car is repaired..

My immaculate SL320 R129 was rear ended, I demanded that it was repaired at a local body shop that specialises in Mercedes SL`s. My insurance agreed but I lost the use of a loan car and had to pay the full excess. That was not a problem for me. The body shop replaced everything on the rear end, almost half a respray, perfect job.

_Hoppers

1,375 posts

72 months

Wednesday 26th July 2023
quotequote all
vinnie07 said:
HMy insurance informed me if I was to do this I would lose my repair warranty with them.
#

Wouldn't you have a repair warranty with Mercedes though?

vinnie07

Original Poster:

152 posts

23 months

Wednesday 26th July 2023
quotequote all
Thanks everyone for your replies it's most helpful. Today the latest from the body shop doing the report is that it could possibly be a write off, I didn't think it looked to have enough damage for the value of the car but who knows.

Completely understand that you cannot judge the quality of work by what the place looks like just my initial reaction was a strong preference for a Mercedes authorised body shop if I would still have a personal warranty with them for the work carried out on my car that would be a good peace of mind.

I will enquire about that, possibly just the insurance company scaring me off the idea on the telephone to keep any potential costs down.

Semmelweiss

1,755 posts

203 months

Thursday 27th July 2023
quotequote all
You mention that it's an SLC. This model year ran from about 1972-2020.

What year is your vehicle, since it might very well be categorised as not economically viable to repair?

E63eeeeee...

4,540 posts

56 months

Thursday 27th July 2023
quotequote all
Semmelweiss said:
You mention that it's an SLC. This model year ran from about 1972-2020.

What year is your vehicle, since it might very well be categorised as not economically viable to repair?
Pretty sure it was called the SLK for most of that time. Iirc, it became the SLC around 2017. I only know this because you can use the rear wheels for winter tyres for an E63.

vinnie07

Original Poster:

152 posts

23 months

Thursday 27th July 2023
quotequote all
It was a 2016 reg (basically rebadged SLK). The insurance are still unsure if it will be repaired or written off.
The panel behind the door is damaged too but that’s the worst of it.

Semmelweiss

1,755 posts

203 months

Friday 28th July 2023
quotequote all
It looks like the sills have been compromised. Structural so likely to be a problem...

vinnie07

Original Poster:

152 posts

23 months

Friday 28th July 2023
quotequote all
I didn’t realise that! Still awaiting news. It could possibly be less hassle if it is that big of a job

anonymous-user

61 months

Friday 28th July 2023
quotequote all
I wouldn't personally want to see that car again if it were mine tbh

HustleRussell

25,197 posts

167 months

Friday 28th July 2023
quotequote all
Definitely safely repairable although quite a punt. Economically could be borderline, no idea what one of these cars is currently worth. Very loosely £5k+ repair to give an order of magnitude.

You can insist it goes to Mercedes but be aware that many official service centres don’t have a body shop in-house and will sub the work out anyway, probably to a less glamorous-looking garage.

HustleRussell

25,197 posts

167 months

Friday 28th July 2023
quotequote all
Semmelweiss said:
It looks like the sills have been compromised. Structural so likely to be a problem...
Can I borrow your x-ray specs?

vinnie07

Original Poster:

152 posts

23 months

Friday 28th July 2023
quotequote all
lord trumpton said:
I wouldn't personally want to see that car again if it were mine tbh
Why? Because the repair would never look quite like it did from factory?

vinnie07

Original Poster:

152 posts

23 months

Friday 28th July 2023
quotequote all
HustleRussell said:
Definitely safely repairable although quite a punt. Economically could be borderline, no idea what one of these cars is currently worth. Very loosely £5k+ repair to give an order of magnitude.

You can insist it goes to Mercedes but be aware that many official service centres don’t have a body shop in-house and will sub the work out anyway, probably to a less glamorous-looking garage.
I contacted Mercedes, you are quite right my nearest one is actually a n Evans Halshaw body shop.

I have received an email this evening telling me it is uneconomical to repair and I will get a call in the coming days to discuss it. I bought the car last winter and it seems I can't get a like for like replacement anywhere near what I paid especially taking into account the extra's it had (heated seats, panoramic roof etc)...Gutted! Hopefully the insurance don't make it a long drawn out process, quite shocked at the current prices within the space of 8/9 months

anonymous-user

61 months

Friday 28th July 2023
quotequote all
vinnie07 said:
Why? Because the repair would never look quite like it did from factory?
Try bending a strip of metal and then straighten it


It may look OK but on a molecular level it will never be the same and always bend in same place if force applied

Any structural on a car that gets bent will always be a weakness in event of and accident and I wouldn't want to be driving it personally

HustleRussell

25,197 posts

167 months

Friday 28th July 2023
quotequote all
You can negotiate the payout value upwards to some degree. If they send you a cheque, don’t cash it.

lord trumpton said:
Try bending a strip of metal and then straighten it


It may look OK but on a molecular level it will never be the same and always bend in same place if force applied

Any structural on a car that gets bent will always be a weakness in event of and accident and I wouldn't want to be driving it personally
There’s nothing structural there except perhaps the door, and a new door would be fitted if the damage to it is more than skin deep. The sill cover is damaged. The sill itself is very probably undamaged.

Semmelweiss

1,755 posts

203 months

Saturday 29th July 2023
quotequote all
HustleRussell said:
Can I borrow your x-ray specs?
You should have them already, sent by telepathic message.