17 year old, TVR, first car, insurance HOW?

[justme2]

It MUST be do-able at a reasonable price. Somehow!

Something like this: http://www.autotrader.co.uk/classified/advert/2010...

How can I get the price of insurance down? I know it won't be cheap but there must be a way, like insuring as a second driver + Locked Garage + Low annual milage + Other thing + Other thing etc.

Or am I being too hopefull and there's no way on earth it's gonna happen?

[adyw]

cheapest way would be to buy an old banger park it somewhere and then you should beable to go classic car insurance for the TVR and drive it daily, but it will only be 4000 miles per year

[blujay10]

Sorry to be negative, but you dont have a chance, fact! At 17 there is no way that you have the experience to drive a car like this. Please see sense and get at least a couple of years under your belt first, for your own safety as well as the rest of us.
Rant over, I'll

[barneycerb]

forget car insurance ,get some life insurance !!

[TYU]

Sorry to agree with Bluejay10 but really... DON'T think about it yet.. for your own sake.

When I got my first TVR, I'd had 10 years of experience driving decent performing RWD cars.

3 weeks later I was in hospital and the car was written off after a bigtime crash :-(

I LOVE the fact that it's your dream and that you REALLY want that car NOW.... but please... get a couple of years in
of "normal" driving before jumping!

They are great cars but REALLY unforgiving.... Make a mistake a normal car through inexperience and generally you get thrown out of shape...
the same mistake in a TVR CAN result in something a lot LOT worse....

I honestly think you'll thank us for putting you off in the long term!

Sorry

[justme2]

I knew I was going to get these kind of responses..

May I just ask what aspect precisely you define as 'Dangerous'? The speed? The acceleration? The overall handling makes it hard to controll? Just curious..

I'm assuming you have the same views on something like this?: http://www.autotrader.co.uk/classified/advert/2009...

[teamHOLDENracing]

To answer the original post, there's no way on earth it's going to happen.

[Daston]

justme2 said:

I knew I was going to get these kind of responses..

May I just ask what aspect precisely you define as 'Dangerous'? The speed? The acceleration? The overall handling makes it hard to controll? Just curious..

I'm assuming you have the same views on something like this?: http://www.autotrader.co.uk/classified/advert/2009...

The difference is the Lotus dosnt have over 200 ft/ib of torque or the same bhp per ton!

Seriously unless your a very talented driver I wouldnt get one as a first car.

Insurance will be crazy as well, you just won't get it, I got the Tuscan when I was 24 and found it near impossible to get insured on it.

[itiejim]

I don't think you have a cat in hell's chance of getting insured on either - and there's reason for that...

It just makes no sense to jump into a vehicle like that, you miss the whole learning curve of driving. It may not sound like much fun, but anything vaguely sporty will usually, by it's nature, have higher limits before things start to go wrong, but you've got to be on the ball when it does. Assuming you're not some budding Lewis Hamilton with 10 years motorsport experience, you really need to get into something which is predictable and underpowered. Learn about what a car does as it reaches it (lower) limits, how to drive smoothly and safely, to conserve speed, not to drive on the brakes.

Powerful cars make you lazy because you don't need to plan your driving - skip the learning phase and you'll never drive properly.

If you really want something that isn't the standard Micra/Corsa/Saxo etc, what about something like an MX5 or an E36 318is? Both RWD with adjustable safe handling and not too much power - still think you'd struggle to insure it though...

[martinj999]

Get your Mum & Dad to Mortgage their house as a down payment ...

[justme2]

Ok, I see what you're all saying

What decent car, with reasonable insurance would you recommend? Something that doesn't end with -unto, -scort, -stra or -orsa

[Daston]

justme2 said:

Ok, I see what you're all saying

What decent car, with reasonable insurance would you recommend? Something that doesn't end with -unto, -scort, -stra or -orsa

I started out with a 1.3i mini classic was fantastic fun (and faster down B roads than my mates -sort/-stra-orsa etc). Plus you can work on them very easily and learn quite abit about engins lol.

[boss1uk]

would agree.. old mini... cooper if u want some fun, not as fast as a tvr but still hell of a lot of fun. Go Kart on the road, plenty of tuning to do, and 4 seats......................

[Steve in Stoke]

Hmmmm - A 17 year old who has just passed their test who thinks they are a perfect driver?

That's never occured before.

[justme2]

2002, 1.6 Mini Cooper, £4400.. Insurance = £6411 a year..

What am I doing wrong?

[Daston]

justme2 said:

2002, 1.6 Mini Cooper, £4400.. Insurance = £6411 a year..

What am I doing wrong?

Noooo chap a real mini not one of those BMW "biggi's"

Something along the lines of this

http://www.pistonheads.com/sales/1592921.htm

[Steve in Stoke]

justme2 said:

What am I doing wrong?

Not much, just being in the highest risk demographic group for insurance, but also having difficulties in managing your expectations.

[justme2]

Steve in Stoke said:

Hmmmm - A 17 year old who has just passed their test who thinks they are a perfect driver?

That's never occured before.

I'm not 17 and I havn't passed my test. I'm just looking around for cars, why be so judgemental Stevie?

[SP6 Animal]

Why do you feel the need to get in a high performance car why can't you start at the bottom and work up like most of the driving community.
May i suggest a Micra 1.0l i guess that would be £600 min.

[BliarOut]

justme2 said:

Steve in Stoke said:

Hmmmm - A 17 year old who has just passed their test who thinks they are a perfect driver?

That's never occured before.

I'm not 17 and I havn't passed my test. I'm just looking around for cars, why be so judgemental Stevie?

MX-5, it's like a downscaled Tiv and will teach you the driving characteristics (including lift off oversteer!) of a Tiv but in a more gentle way. Still quite capable of getting a new driver into trouble but much more fun that a shopping trolley.

It's no coincidence most of us Tiv owners are either grey or bald