Insurance on a young TVR owner?
Insurance on a young TVR owner?
Author
Discussion

Jack Pearson

Original Poster:

720 posts

226 months

Wednesday 4th June 2008
quotequote all
I wouldnt put this as a waste of time so bare with me

I may by chance want one within a few years , mostly likely start at an entry level s V6

Can any younger tvr owners shed some light on what a premium might be?

thenick

4,027 posts

242 months

Wednesday 4th June 2008
quotequote all
How old are you? That would give us something to go off!

Jack Pearson

Original Poster:

720 posts

226 months

Wednesday 4th June 2008
quotequote all
ok id be talking about waiting till mid 20's, a few yars off yet

jumplead

1,823 posts

242 months

Wednesday 4th June 2008
quotequote all
If it's a second car, then it is most reasonable. Infact mine is half the price of my everyday car. (£350 @ 23)

Being primary car I had quite a bit of trouble getting it below £3000, that didn't really matter which TVR i had (was looking at a Chimaera/Tuscan and a Cerbera at the time).

Edited by jumplead on Wednesday 4th June 23:32

justin220

5,746 posts

234 months

Thursday 5th June 2008
quotequote all
I pay about 1800 (i think) on my T350 with elephant

thenick

4,027 posts

242 months

Thursday 5th June 2008
quotequote all
I'm paying about £600 at the moment for my Chim @ 22 as a second car (6k miles etc)

THE BIG DOG

638 posts

235 months

Thursday 5th June 2008
quotequote all
27 yrs young
Cerbera 4.2
6k mile
second car

&900 with Bell Insurance

C2HYM

1,854 posts

245 months

Thursday 5th June 2008
quotequote all
23, Cerb £900.


Chris71

21,549 posts

272 months

Thursday 5th June 2008
quotequote all
I'm 25 and I pay £220 for my S3. Strangely, my quotes for a 400SE were actually lower - they were down to about £180! I also live in a relatively dodgy area of North London and had little NCB to offer.

That's with Hagerty.

If do get a TVR - or any other specialist car for that matter - make sure you get a specialist insurer! I'd have to add a nought on the end of that figure to insure it with anyone mainstream. I was 24 (or more crucially, under 25) when I got it and none of some of the other companies I spoke to refused to believe Hagerty's price was genuine!

Aowhs102

1,191 posts

231 months

Thursday 5th June 2008
quotequote all
C2HYM said:
23, Cerb £900.
And here is me thinking that I had a good deal at £1200 on my Tam at 25 (3 points, 5yrs NCB)!

Who are you with?

Jasandjules

72,607 posts

259 months

Thursday 5th June 2008
quotequote all
Got my S for £550 or so I think when I was 21. Classic policy (and agreed value on it as well). Sadly the Chimaera was still £1500 when I was 23.

winters

217 posts

221 months

Thursday 5th June 2008
quotequote all
just got my chimaera 500 @ 27, zero no-claims, main and first car, 6K miles per annum, parked in london, £1600 with Bell... most insurers just laughed smile

BIG DUNC

1,925 posts

253 months

Thursday 5th June 2008
quotequote all
When I was 24 ( a long time ago now ), my 350i cost £700 to insure as a second car with limited milage.
A year later, it was half that ( but I did shop around a fair bit more )

Rochester TVR

3,314 posts

236 months

Thursday 5th June 2008
quotequote all
I was 25 when I got my Sagaris - £1200 a year through mannings, no ncb and 1 small ban - limited to 6500 miles a year.

Mannings also took into consideration what other cars I had previously owned and my daily drive was also considered as high performance which seemed to give them more confidence when quoting me.

A manning and A Plan seem to be the best for competitive quotes in my experience.

Lee

C2HYM

1,854 posts

245 months

Friday 6th June 2008
quotequote all
Aowhs102 said:
C2HYM said:
23, Cerb £900.
And here is me thinking that I had a good deal at £1200 on my Tam at 25 (3 points, 5yrs NCB)!

Who are you with?
That was with Highway, 5k miles a year, tracker, garaged, 4yrs NCB and 3 points.

Same as above, they seemed to take in to consideration what else I was driving and what I had driven previously.



Edited by C2HYM on Friday 6th June 08:29

Chris71

21,549 posts

272 months

Friday 6th June 2008
quotequote all
Are you guys all using them as your only car?

I know you're running rather quicker, more modern machinery than my S3, on the whole, but the prices seem innordinately different. Hagerty were happy to insure me on a Griff or 400SE for not much more (actually less in the case of the wedge...) than my 'entry level' TVR.

GMS 500

727 posts

245 months

Friday 6th June 2008
quotequote all
Got my Chim 500 at 24...
Its a second car and Hagerty charge me less than £300. Happy days.

Garaged and limited to 5,000 miles but that's not been a problem yet.

Had 3 points in June 2005 - how many years is it till you can get points removed?
Think it might be 3 but can't remember - and insurance companies seem to ask about convictions in the previous 5 years so is there any point having points removed?!?