TVR's and Insurance Write-Offs
Discussion
If a car is a 'Total Loss' Claim ... Cat C and has been repaired and re MOT'd etc and put back to a perfectly road legal state, is it legal to advertise the car for sale without disclosing the previous loss?
I saw a car, and agreed a price, then did the HPI check and it showed up as a total loss cat C in 2001. The seller did not advertise this and stated there was nothing flagged on the V5 logbook as he didn't have the cars status searched before he purchased it.
So is it legal to advertise a car knowing it has been a previous write off without disclosing this in the advertisment?
The car is currently on eBay and is a TVR, be carefull out there folks if your bidding/buying this weekend ALWAYS obtain an HPI report, esp as your new insurance may be compromised if you don't disclose to them that your latest P&J was once written off.
I saw a car, and agreed a price, then did the HPI check and it showed up as a total loss cat C in 2001. The seller did not advertise this and stated there was nothing flagged on the V5 logbook as he didn't have the cars status searched before he purchased it.
So is it legal to advertise a car knowing it has been a previous write off without disclosing this in the advertisment?
The car is currently on eBay and is a TVR, be carefull out there folks if your bidding/buying this weekend ALWAYS obtain an HPI report, esp as your new insurance may be compromised if you don't disclose to them that your latest P&J was once written off.
Thing is if the car was crashed hard enough to write it off but sustained no chassis damage then is it such a problem?
Our cars can be repaired relatively easily with no fear of rusting , poor crash performance etc that you get from a steel bodied monocoque that's been crunched.
That said the seller should still declare it, but if he put it in the ad then no-one would ring up to even ask about it I'd say.
Matt
Our cars can be repaired relatively easily with no fear of rusting , poor crash performance etc that you get from a steel bodied monocoque that's been crunched.
That said the seller should still declare it, but if he put it in the ad then no-one would ring up to even ask about it I'd say.
Matt
350matt said:
Thing is if the car was crashed hard enough to write it off but sustained no chassis damage then is it such a problem?
Our cars can be repaired relatively easily with no fear of rusting , poor crash performance etc that you get from a steel bodied monocoque that's been crunched.
That said the seller should still declare it, but if he put it in the ad then no-one would ring up to even ask about it I'd say.
Matt
Our cars can be repaired relatively easily with no fear of rusting , poor crash performance etc that you get from a steel bodied monocoque that's been crunched.
That said the seller should still declare it, but if he put it in the ad then no-one would ring up to even ask about it I'd say.
Matt
I agree with Cat C's not being a problem Matt as I would be open to buying one without a doubt
The guy in question though advertised the without a cat C listing which isnt a problem if he didnt know (cant prove/disprove that theory) but it was revealed when he described the car as having a lovely coachwork, paint all good in good condition barring running rich and when it was inspected, it was a complete dog hence the investigation into its past.
The car was relisted on ebay still with no declared insurance write off and he had full knowledge of it to that point which is what started Cooky wondering
i watched a programme last week (bald bloke from deals on wheels and the blonde bint from 5th gear) where they get a written off Cat C or D car and it it up. Apparently you can get the car re-tested and removed from the register.....
may be my mis understanding, but that is how it came across anyway
may be my mis understanding, but that is how it came across anyway
Last year i bought an audi S3 that was clear on HPI, then when I came to sell it I was told it was a CAT-C, when I checked with another HPI vendor this was correct. However, there was nothingo on the log-book so beware. You need to make sure you use a HPI company that give you the £10000 guaranteee otherwise that piece of paper is worthless as sadly I found out to my loss. I had to re-advertise the car as such and actually lost well over a grand on it because of this - I just wish others were also honest!.....
Years ago it was my job to inspect vehicle on the t/loss register. You wouldn't believe the crap I saw. As far as I am aware there is no obligation on anyone to disclose the history of a vehicle upon sale, other than it is an offence to sell a vehicle with a misleading speedo reading or knowingly in an unroadworthy state. If the buyer is daft enough not to ask then tough. The offence is to misrepresent a vehicle. I have seen vehicles that have been two halves welded together sold as ex demonstrators and unless you ask whether the car has been in a bump there is nothing you can do about it. I was in the motor trade for 20 years and I still can't believe how naive peiople can be when they buy a 'bargain' vehicle. Its almost as if they daren't ask in case their bargain turns out to be a dog. My mates in the trade tell me they have had no problems registering Cat B vehicles. Tough on the poor sods that end up with them. In my experience DVLA can be a little lax at times, so buyer beware. Although I was in a good position to buy salvage I didn't because more often than not it was scavenged for bits, (especially TVR's), or had been stood for so long in wet conditions that it was not worth buying unless you coul dsteal the parts.
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