TVRs avoided by thieves

[simon@63]

http://money.msn.co.uk/insurance/Insight/Journals/Ta

Cars thieves avoid

Ford Ka post-1998
Nissan Micra post-1998
Honda Civic CRX pre-1991
Renault Clio
Skoda Fabia
Toyota Yaris
Citroen Xsara 1995-2003
Peugeot 307 post-2001
Subaru Legacy post-2001
VW Passat
Renault Clio
Volvo S40/V40
Audi Coupé 2001-2003
Mercedes 500 2001-2003
Skoda Superb
Subaru Legacy post-2001
BMW Z4
Jaguar XK8
Lotus Elan/Elite
TVR
Skoda Superb
Rolls Royce


So as most cars only do 2k a year and no-one steals them, why are they so expensive to insure???

[mrmaggit]

Because they suffer highly from single vehicle crashes, especially in the first year of ownership. And even a minor bump is expensive to repair.

[Don]

mrmaggit said:

Because they suffer highly from single vehicle crashes

Sadly. Although they are not alone in this. Ferraris, Porsches, etc have the same problem. Its been said before - having the money to pay for one is no indication as to the ability to drive it.

The upside is that if you make a few years of ownership incident free then the "good" insurance companies do appear to take this into account. Insuring the stable has got a good deal cheaper over the years...

[alloypearltam]

I have always thought our TVR wasn't to bad on insurance. We paid far more money for our M3 and Boxster, plus those cars had to have trackers, even though they cost less than the Tamora.

[thearb]

I lived in Fulham for seven years, kept a Griffith on the street. In all that time every other single porsche and beemer got either keyed or roof slashed.

Griffith wasn't touched once. The only trouble I had was when I went to the States for 2 weeks in February and I came back to find it had filled with water as it had rained incessantly while I was away.

[cheeky]

Don said:

mrmaggit said: Because they suffer highly from single vehicle crashes Sadly. Although they are not alone in this. Ferraris, Porsches, etc have the same problem. Its been said before - having the money to pay for one is no indication as to the ability to drive it. The upside is that if you make a few years of ownership incident free then the "good" insurance companies do appear to take this into account. Insuring the stable has got a good deal cheaper over the years...

My insurance has never gone down despite now being 17 years free of bangs and claims and 4 of those in a Tuscan (+2 in an M3)! V. annoying.

[grahamw48]

thearb said:

I lived in Fulham for seven years, kept a Griffith on the street. In all that time every other single porsche and beemer got either keyed or roof slashed. Griffith wasn't touched once. The only trouble I had was when I went to the States for 2 weeks in February and I came back to find it had filled with water as it had rained incessantly while I was away.

That's RESPECT.

[cirks]

I see the Subaru Legacy post-2001 is ignored twice by thieves according to that list

[tallbloke]

thearb said:

I lived in Fulham for seven years, kept a Griffith on the street. In all that time every other single porsche and beemer got either keyed or roof slashed. Griffith wasn't touched once.

And you never got caught?

[tallbloke]

cirks said:

I see the Subaru Legacy post-2001 is ignored twice by thieves according to that list

A mate of mine has just had one imported from Japan. Twin sequential turbo.

[rev-erend]

I've never found TVR's expensive to insure..

450 SEAC 5K mile <£300
T350C unlimited miles £700

To put this in perspective - 17 year old in a 1.4 gold £1500 TPTF..

Yes I know about age difference blah blah .. but I still think TVR's are not peanalised my Focus ST170 (previous car) was £550..

A £150 jump for a T350 is no heavy preminum.

[TheArb]

tallbloke said:

thearb said: I lived in Fulham for seven years, kept a Griffith on the street. In all that time every other single porsche and beemer got either keyed or roof slashed. Griffith wasn't touched once. And you never got caught?

you would have thought they'd have worked it out eventually wouldn't you?

[grahamw48]

rev-erend said:

I've never found TVR's expensive to insure.. 450 SEAC 5K mile <£300 T350C unlimited miles £700 To put this in perspective - 17 year old in a 1.4 gold £1500 TPTF.. Yes I know about age difference blah blah .. but I still think TVR's are not peanalised my Focus ST170 (previous car) was £550.. A £150 jump for a T350 is no heavy preminum.

Yes, but it's naughty of you to describe it to Saga Ins. as an 'Invalid Carriage'.

[rev-erend]

grahamw48 said:

rev-erend said: I've never found TVR's expensive to insure.. 450 SEAC 5K mile <£300 T350C unlimited miles £700 To put this in perspective - 17 year old in a 1.4 gold £1500 TPTF.. Yes I know about age difference blah blah .. but I still think TVR's are not peanalised my Focus ST170 (previous car) was £550.. A £150 jump for a T350 is no heavy preminum. Yes, but it's naughty of you to describe it to Saga Ins. as an 'Invalid Carriage'.

I'm way too young for Saga

[carl_w]

What's a "Mercedes 500"? Which class of "500"?
Equally, what's an "Audi Coupe 2001-2003"? Do they mean a TT?