How much are under 25's paying for insurance?
How much are under 25's paying for insurance?
Author
Discussion

Ow

Original Poster:

1,632 posts

226 months

Monday 5th March 2012
quotequote all
I know there are a few young TVR drivers, so I'd be interested to know how much you're paying, and who you are using.

I'm very interested in getting a Chimaera 400 soon as a second car, but I need to try and sort out some insurance first.

I'm 23 with 5 years NCD, and will be looking for a limited mileage policy.
I don't anticipate doing more than 3-4k a year in it.

I've had an initial quote of around £850 from MSM which is with a 3k mileage limit, but I've not managed to find anyone else to quote me a sensible price yet.

So how old are you, what do you drive and how much do you pay?

Russell Mc

573 posts

180 months

Monday 5th March 2012
quotequote all
I think its going to be tricky till you're 25

whitewolf

751 posts

195 months

Monday 5th March 2012
quotequote all
At 24 i paid 380 but that's on my taimar... bit of a power difference....

Alexdaredevilz

5,697 posts

208 months

Monday 5th March 2012
quotequote all
I was paying £2800 for my chim at 24

At 25 it down to £540

HughG

3,744 posts

270 months

Monday 5th March 2012
quotequote all
At 20 I was paying ~£500 for the first kit car (Fisher Fury with a fireblade engine), at 24 it was about £280 for the current one, and now £185 at 25.

Edited to say just spotted this is in the TVR section, ooops!

ShiDevil

2,293 posts

203 months

Tuesday 6th March 2012
quotequote all
Check mannings, classicline, competition car insurance out too.

I found these the best for me.

JonyTVR

2,579 posts

218 months

Tuesday 6th March 2012
quotequote all
at 22/23 I only found msm to give me a decent quote (though have to say I didnt try some of the above ^^^) and back then it was 600 odd but the prices have obviously gone up or the difference in location. I ended up using a policy avaliable to me through the company which was bout the same price but insures anyone to drive it with my permission

Ri Orus2

147 posts

191 months

Tuesday 6th March 2012
quotequote all
My 4.2L Cerb was around £900 when i was 24 with 5 years no claims.

25 with 6 years no claims brought it down to sub £500, fully comp as well - That was with Admiral.

Not that they appeal to me in any way but out of interest I compared it at the time with the usual boy racery Imprezas / Skylines etc. Most were all 2k plus.

I think I limited my mileage to about 4k? Which isn't too much of a big deal.



Djdan

573 posts

177 months

Tuesday 6th March 2012
quotequote all
I wrote of my RX8 last year and hence a crash and no no claims, 24 with 5 points for speeding on a Tuscan S is £1287 from Admiral with 4000 miles a year

robsco

7,875 posts

205 months

Tuesday 6th March 2012
quotequote all
£1282 for a Cerbera 4.2 at 21 here. This is with MSM.

crimbo

1,308 posts

257 months

Tuesday 6th March 2012
quotequote all
was msm at 24-25 around £900-£1000 now with manning on agreed value for half that at 26, but you have to be 25 for them, they like experiance with the car too. msm were great

Ow

Original Poster:

1,632 posts

226 months

Tuesday 6th March 2012
quotequote all
Thanks all.

MSM seem to be the stand out contender then!
My current best quote is around £850 which is from MSM, which isn't too bad. That's for a 3k mileage limit I think.

Edited by Ow on Tuesday 6th March 20:54

Ow

Original Poster:

1,632 posts

226 months

Thursday 8th March 2012
quotequote all
Bump

Any other suggestions?

Thanks

alexcurtis

164 posts

285 months

Thursday 8th March 2012
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no to be fair that is a good price i am now an old get (33) with 7 years of westie experience and now have a griff 500 garaged as a second car and pay £400, i was looking at similar prices until i hit the magic 30 then prices tumbled, from what i have seen and heared 30 is the new 25 for insurers especially if you are after any form of classic specialist insurance, kit car insurance is cheaper and or american... just my 2p

AceOfHearts

5,955 posts

220 months

Thursday 8th March 2012
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MSM for me thumbup Also a great company to deal with.

I paid £1100 TPFT at 19 and £850 at renewal

Ow

Original Poster:

1,632 posts

226 months

Thursday 8th March 2012
quotequote all
Thanks both.

Looks like MSM is (still) the answer.

Choo

121 posts

184 months

Friday 9th March 2012
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It may be worth giving Henderson Taylor a try, I've always found them pretty competitive but for me Manning UK are the cheapest at 35.