Anyone have anything to add to this please?
Discussion
Seeing as it happened locally - http://www.pistonheads.com/gassing/topic.asp?h=0&a...
All input appreciated
Cheers all, Al.
All input appreciated
Cheers all, Al.
Let your insurance deal with it - I had the same thing a few years ago - bus crashed into my Aston causing 20k of damage, and some of the pikey passengers on the bus all saw a nice car and started claiming whiplash, psychological distress etc. etc. Insurance company are very used to dealing with it, so i'd just leave it with them.
Something vaguely similar happened to a 'friend of mine'!
My friend disputed anything the other party said which is your right and when asked if 'he' would go to court said yes of course because did not want to have a 50/50 or a claim against 'him'. Going to court is expensive for insurance companies. Therefore 'he' believes the issue was settled between them and it went down as a 'not at fault' incident or something like that.
The main thing is that it has as little damage to your insurance as possible and this may help. I would also gather info such as pictures, drawings, ask about CCTV or info about how much impact to cause the crack or anything that shows you mean business.
My friend disputed anything the other party said which is your right and when asked if 'he' would go to court said yes of course because did not want to have a 50/50 or a claim against 'him'. Going to court is expensive for insurance companies. Therefore 'he' believes the issue was settled between them and it went down as a 'not at fault' incident or something like that.
The main thing is that it has as little damage to your insurance as possible and this may help. I would also gather info such as pictures, drawings, ask about CCTV or info about how much impact to cause the crack or anything that shows you mean business.
WELL.............................................. ................................
Having had a ding dong set of emails this week with the legal reps of my insurance company, today I received (buried withing an extremely long winded & 'legal jargon type' email) the following - quoted verbatim............
"We accept that the impact was light and we also accept that, despite medical evidence being produced to the contrary, that if claimant was injured at all that any injury has been exaggerated."
This is EXACTLY what I had hoped for.
The email does, admitedly, go on to say that defense of the claim would be counterproductive & would cost my insurers a great deal more on the basis that they would lose at court as the claimant has no pattern history of similar claims.
I am quite happy now to ok settlement via my insurers; BUT I intend to take this matter FAR further.........it is my intention to copy all of my correspence & received correspondence to the DOT & the minister in charge (also my MP - though fat lot of good that will do!!) I also intend to contact as much media as I possibly can to attempt to get the ball rolling in outlawing the 'no win, no fee' type cases that this has highlighted.
Don't get me wrong - if someone is GENUINELY injured via somebody elses' negligence then I have no issue, but it seems to me that the 'great British public' (or the great unwashed) at large are a bunch of opportunistic, thoughtless gits who are out for what they can get, nothing more or less & 'hang' the consequences for those of us who live our lives honestly & by the book! (& this applies not only to motor claims, but employers liability etc as well)
Rant over!!!!!!!!!
Everyone here please.............if you have an experience related to this situation please pm me, or post here - total confidence - but please let me know if I can cite your situation, this also goes to all (& there have been a few - one in particular) who have pm'd me with compelling & upsetting stories of similar situations.
Thanks again all for allowing me to vent my spleen on this. Ultimately, I'm paying in excess of £7k a year for my trade insurance & it really pisses me off that scum such as I've had the misfortune to run into (pardon the pun!) are driving my costs higher & higher. Don't forget everyone, my fixed costs affect my labour rate
Anyway, all input appreciated.
Cheers all, Al.
Having had a ding dong set of emails this week with the legal reps of my insurance company, today I received (buried withing an extremely long winded & 'legal jargon type' email) the following - quoted verbatim............
"We accept that the impact was light and we also accept that, despite medical evidence being produced to the contrary, that if claimant was injured at all that any injury has been exaggerated."
This is EXACTLY what I had hoped for.
The email does, admitedly, go on to say that defense of the claim would be counterproductive & would cost my insurers a great deal more on the basis that they would lose at court as the claimant has no pattern history of similar claims.
I am quite happy now to ok settlement via my insurers; BUT I intend to take this matter FAR further.........it is my intention to copy all of my correspence & received correspondence to the DOT & the minister in charge (also my MP - though fat lot of good that will do!!) I also intend to contact as much media as I possibly can to attempt to get the ball rolling in outlawing the 'no win, no fee' type cases that this has highlighted.
Don't get me wrong - if someone is GENUINELY injured via somebody elses' negligence then I have no issue, but it seems to me that the 'great British public' (or the great unwashed) at large are a bunch of opportunistic, thoughtless gits who are out for what they can get, nothing more or less & 'hang' the consequences for those of us who live our lives honestly & by the book! (& this applies not only to motor claims, but employers liability etc as well)
Rant over!!!!!!!!!
Everyone here please.............if you have an experience related to this situation please pm me, or post here - total confidence - but please let me know if I can cite your situation, this also goes to all (& there have been a few - one in particular) who have pm'd me with compelling & upsetting stories of similar situations.
Thanks again all for allowing me to vent my spleen on this. Ultimately, I'm paying in excess of £7k a year for my trade insurance & it really pisses me off that scum such as I've had the misfortune to run into (pardon the pun!) are driving my costs higher & higher. Don't forget everyone, my fixed costs affect my labour rate
Anyway, all input appreciated.
Cheers all, Al.
This accident would not have been covered by the stereotypical 'no win no fee' agreement. The 'injured' party's solicitor is getting paid a fixed amount of costs. Have you considered the implications of the alternatives to 'no win no fee' currently being debated ?? I do sympathise with you though.
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