Ferrari smashed up by man in Edinburgh
Discussion
Now that is pretty crazy! I think it might have been the car I saw at GP back in August last year, as there cannot be too many black 612 in Scotland.
http://www.dailyrecord.co.uk/news/scottish-news/20...
http://www.dailyrecord.co.uk/news/scottish-news/20...
Famous Graham said:
Wouldn't a case like this fall to the garage's insurers to pay out?
Without doubt ... if, it wasn't a case of there being more to it than the eye can see ... as it were ... which would be my bet.A case of the Daily Retard putting two and two together and getting 1.763 ...
Cheers,
Eric
Kiltie said:
So, everyone reckons this is a random act?
I'm in the minority yet again.
Cheers,
Eric
I never said that Eric. If a garage had my car, and it was damaged...............doesn't matter why, I'd expect them to cover the cost. If your car was in for a repair and this happened, would you? I'm in the minority yet again.
Cheers,
Eric
Lee.
Kiltie said:
Famous Graham said:
Wouldn't a case like this fall to the garage's insurers to pay out?
Without doubt ... if, it wasn't a case of there being more to it than the eye can see ... as it were ... which would be my bet.A case of the Daily Retard putting two and two together and getting 1.763 ...
Cheers,
Eric
Angelus said:
I never said that Eric. If a garage had my car, and it was damaged...............doesn't matter why, I'd expect them to cover the cost. If your car was in for a repair and this happened, would you?
Lee.
The insurers would need to understand the Police's "line of enquiry" before they even took a preliminary view.Lee.
If, say, it turned out to be an act which was looking to be personal / malicious then I bet that'd be decent grounds for dipping out of a claim on an industrial property policy.
There's more to it than the DR is reporting - that's all I'm speculating ... hence, it's pointless guessing what the insurers might be exposed to.
Cheers,
Eric
ters Famous Graham said:
Why would the perpetrator being known or having cause make a difference to the garage not adequately securing it?
Because the policy holder has, arguably, attracted an additional risk which wasn't clear when the policy was issued and, indeed, advised latterly.Cheers,
Eric
Kiltie said:
Without doubt ... if, it wasn't a case of there being more to it than the eye can see ... as it were ... which would be my bet.
It does seem dodgy.It certainly doesn't look like a random act. The fact the cars next to it are entirely unscathed, and that the damage seems to be specifically targeted at areas (i.e: along the A and C pillars) of structural significance, make it seem a bit fishy.
Either way, the fact there's hesitation to an otherwise relatively straight forward insurance settlement suggests there may indeed be more that meet the eye.
Poor 612 though.
Fabric said:
It does seem dodgy.
It certainly doesn't look like a random act. The fact the cars next to it are entirely unscathed, and that the damage seems to be specifically targeted at areas (i.e: along the A and C pillars) of structural significance, make it seem a bit fishy.
Either way, the fact there's hesitation to an otherwise relatively straight forward insurance settlement suggests there may indeed be more that meet the eye.
Poor 612 though.
Thanks - you've summed up very well what I was stumbling towards. It certainly doesn't look like a random act. The fact the cars next to it are entirely unscathed, and that the damage seems to be specifically targeted at areas (i.e: along the A and C pillars) of structural significance, make it seem a bit fishy.
Either way, the fact there's hesitation to an otherwise relatively straight forward insurance settlement suggests there may indeed be more that meet the eye.
Poor 612 though.
Cheers,
Eric
Fabric said:
The fact the cars next to it are entirely unscathed..(
Thats the beauty of cars though, they can be moved. Just because there were cars parked next to it when the picture was taken doesn't mean there were cars parked next to it when it was damaged. Possible scenario: Owner books the car in but is unable to drop it off during their normal opening hours. He drops it off at 6am/9pm or something, nutter comes along and damages the car. Dealership is (some would say understandably) reluctant to cover the cost of repair/replacement because the owner left the car when they were shut.
Kiltie said:
Famous Graham said:
Why would the perpetrator being known or having cause make a difference to the garage not adequately securing it?
Because the policy holder has, arguably, attracted an additional risk which wasn't clear when the policy was issued and, indeed, advised latterly.Cheers,
Eric
There are two aspects to this. The first is the philisophical principle of blame. A madman walks into the premises of the main Ferrari dealership and attacks only 1 car and ignores the rest. Please explain to me in terms of absolute logic how the garage is responsible for the criminal act of another: or even what steps it could have taken to foresee such an act. Maybe have Jackie Chan standing there armed with a Samurai sword in case there is an axe attack?! There is clearly personal history between the owner and whoever did this, or the car has been mistaken for someone else's. It is most definitely not the garage's fault!
The second is how the insurance companies view this. There is no way that the garage insurance would cover criminal acts by outsiders on a vehicle. In my case we had a break in overnight at the workshop and 2 Snap-on tool boxes were taken. There was an XR2 on the ramp with the wheels off for some suspension work and the thieves helped themselves to the wheels simply because all they had to do was lift them. The insurance company absolutely refused to pay out on the wheels stating that they were the property of the car owner and, as we, the garage, were not responsible for the criminal acts of others the owner had to claim his own insurance. Had we damaged the vehicle whilst working on it or driving it then that is an entirely different matter, but the workshop was securely locked and the alarm armed.
In actual fact I would have replaced the wheels as a gesture of goodwill had the owner's father not been such an utter arse about the whole thing, actually blaming me for the break in!!
As it happened the Police, in an untypical moment of blinding detection work, actually managed to catch the villains and we got everything back.
The investigation will be interesting.
J
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