Insurance Dilemma For Young Driver

[griffgray]

Our 19 year old son has recently left home and started at university leaving his Corsa in our garage. His insurance needs to be renewed in November but I see little point in paying the £800 odd quid to insure the car for another full year when he will only use it when he returns over Christmas and other holidays.

He will need a car as we live in a rural spot and he will want to return to his part time job during the holidays. I have had a chat with his insurer, we have a multi car policy with two other cars, and there doesn't seem to be an easy way round this. Even thought of putting him on his car as a named driver but that still seems very expensive considering I have 20 years+ no claims.

To add to all this our daughter will be 17 next May and she will want to drive too.

Any ideas ?

[Benbay001]

griffgray said:

Even thought of putting him on his car as a named driver but that still seems very expensive considering I have 20 years+ no claims.

Have you tried that on a price comparrison site? Different insurers evaluate risk totally differently.

[griffgray]

Benbay001 said:

Have you tried that on a price comparrison site? Different insurers evaluate risk totally differently.

Yes, I spent hour after hour when my son was 17 shopping around for the best deal, some of the figures were beyond belief. Funnily enough on a PH meet somebody mentioned the Admiral multi car policy, which saved us quite a bit on wife's DS3, my GT3 and the Corsa. I will give one of them a try but it is very time consuming stuff, also we might then lose the discounts on the multi car policy.