The Scum with which we share our Roads...!

[AstonXIII]

My girlfriend recently had a bump in her 1.2 Clio. When I say bump i mean a bump in the slightest of respects. A middle aged couple in a Renault Modus went to pull away at a round about and changed her mind and stopped, my girlfriend bumped into the back of her doing about 2-3mph. We don't dispute the fact that the accident was my girlfriends fault, however we heard today that the couple have gone direct to a solicitor and are now claiming for £1500 car damage, personal injuries and probably hire car costs. All this yet our Clio does't have a single mark on it!

People like this make me sick, and I really don't know how they sleep at night,or their so called "solicitors" for that matter, but its a sure thing that people like this are the reason we are paying the inflated premiums that we dread year on year.

A XIII

Edited by AstonXIII on Tuesday 27th October 20:19

[EVLXGE]

Alan Speak to Phil, his GF had the same. Light bump Q claims of written on car, whiplash...car seen driving around later. He may be able to offer some advice.

SCUM.

[Deva Link]

AstonXIII said:

we heard today that the couple have gone direct to a solicitor and are now claiming for £1500 car damage, personal injuries and probably hire car costs.

It's not really the old couple's fault - it's the way the industry works these days.

What will have happened is that they rang their insurance company to report the incident and, for some weird reason which presumeably involves commission, the insurance company refers such claims to an accident management company. It's their sole aim to bump up the claim to the maxiumum amount possible so they make as much money out of it as possible.

[After_Shock]

As said above it will be the insurance company and associated ppl that will have advised the old couple to claim as much as they possibly can.

The way the system works is an utter joke, whoever allows it to be as it is should be shot as its just taking money hand over fist from ppls insurance companies, hence the premiums are sky high, total joke but then again thats this country through and through dont get me started!

[DiXoN_M_SpOrT]

same thing happened to me, i had a small bump with only a light mark to my front number plate after a slide on some ice when about to stop and they claimed for the lot. it cost my insurance company a few thousand and no boubt me in extra insurance premiums.
tossers the lot of them.

[AstonXIII]

Guys,

I understand that its the solicitors probably doing the pressure selling here... and there only one reason for that...its because they are only winners. This couple probably are being given the advice to proceed with this sham, solicitors will be dangling the carrot of a nice little payout in the near future. What the couple are failing to see is it is them that are paying for it. Premiums go up even when you haven't made a claim theses days... they will pay extra and will continue for the rest of there driving days to pay that little bit extra so that there is money is the pot for the next claim and so on and so on... they will get there little pay out now but will pay more back in the long run due to all these type of claims.

Solicitors can't insist that you take their advice, I have a friend who was on the receiving end of a similar bump and they were hounded by so called "solicitors" for weeks afterwards, but being honest people they declined to take part in the sham. Its has to be up to the people involved to decline the services of these "solicitors", if people declined to use them they would have to move on to some real soliciting and only then will premiums start to fall.

Its like the "Have you been mis-sold a Loan" which is the next thing they are going to screw up for us all. I got one ring me up the other day...

Them: Mr Aston have you been sold a loan recently?
Me:Yes I have.
Them: Then there is a chance you have been mis-sold it... would you like us to investigate it for you?
Me: "No f**k off and get a proper job you tw*t!

I never actually said that, as it was probably some poor college student reading off a computer screen in some battery-hen style office just trying to make a living because there are no decent jobs out there anymore, but I would like to say that to all these solicitor-type firms its disgraceful!

A XIII

(few... think i need a stiff drink after that!)

Edited by AstonXIII on Tuesday 27th October 22:05

Edited by AstonXIII on Tuesday 27th October 22:21

[Deva Link]

The good news is that Helphire are in all sorts of financial difficulties.

[TOENHEEL]

Nightmare mate, like Ian says my girlfriend had a similar thing happen recently. 2-3 mph bump and the hoarbag she bumped into tried claiming that her car may be a write off as its a convertible "mx5" even though after the bump she said it was nothing etc. I pushed Rachels trim back on under her headlight and that was it. She ended up letting her insurance company deal with it as she wasnt going to lose any no claims as she wasnt claiming for her car as there was nothing wrong.

If you have the womans address i would advise trying to get some pics of the car if you can. People are st they really are..

[SeanyD]

Sorry to hear of the bump Aston, I agree, really can't stomache the whole 'making money' out of it. Lifes too short to spend lining the pockets of solicitors and dwelling on it. It's happened, get over it, move on, no real harm done.

Same with the 'write your credit card debt off, or write your loan off', if you've spent it, repay it, grrrr.

[Gad-Westy]

The personal injury thing is starting to get out of hand. People who I always had down as decent seem to think that an accident is some kind of windfall or lottery win. I had a pretty minor non-fault accident recently and people simply couldn't beleive that I wasn't going to claim for personal injury. That would be becasue I WASN'T INJURED FFS! Its amazing how many normal people seem to think its ok to commit fraud if everybody else is doing it.

[Deva Link]

Gad-Westy said:

Its amazing how many normal people seem to think its ok to commit fraud if everybody else is doing it.

I reckon there are two reasons.
1) it's a huge faceless insurance company paying so it doesn't matter.
2) those who realise that all it's doing is increasing premiums, think they might as well take the opportunity to claim so they get some money to cover their own increases.

[jarnold88]

Gad-Westy said:

The personal injury thing is starting to get out of hand. People who I always had down as decent seem to think that an accident is some kind of windfall or lottery win. I had a pretty minor non-fault accident recently and people simply couldn't beleive that I wasn't going to claim for personal injury. That would be becasue I WASN'T INJURED FFS! Its amazing how many normal people seem to think its ok to commit fraud if everybody else is doing it.

Me too, allbeit over two years ago, 15mph side on shunt, no fault of mine, they tried to say it was but it was laughed out as we were going onto the roundabout from the same direction (two lanes) she was in the right hand lane and I was in the left, i was going off the 2nd exit she tried to take the 1st and went right into my side, a fair few of my mates were telling me to claim for "whiplash" and "bruising of the brain" and "loss of income" when I was 100% fine.

I would hapily wipe anyone who tries this on off the face of the earth if I could!

[Hedgetrimmer]

Alan

If you girlfield has not yet admitted liability or submitted any details of the incident it would be shame if she accused the couple of rolling backwards or selecting reverse at the junction. These old people make some silly mistakes. I guess it is probably too late.