car insurance

Author
Discussion

meggysaurus

Original Poster:

227 posts

141 months

Thursday 17th January 2013
quotequote all
Its that time of year where the renewals coming up and wondered if anyone can recommend a decent company for insurance, currently paying £2,444 for the year which works out at £200 a month with Ingenie.com, current prices with other companies are £119 a month but really wouldnt mind trying to save a few extra £££. Anyone have any suggestions?

SeanyD

3,389 posts

206 months

Thursday 17th January 2013
quotequote all
meggysaurus said:
Its that time of year where the renewals coming up and wondered if anyone can recommend a decent company for insurance, currently paying £2,444 for the year which works out at £200 a month with Ingenie.com, current prices with other companies are £119 a month but really wouldnt mind trying to save a few extra £££. Anyone have any suggestions?
£2,444 for the Megane ??? I usually try a few of the big comparison sites to get an idea, and then approach some of the better companies directly.

TOENHEEL

4,501 posts

233 months

Thursday 17th January 2013
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Try quote me happy that's who I'm with on my daily diesel and they were cheap, probably don't pay out mind haha.

meggysaurus

Original Poster:

227 posts

141 months

Thursday 17th January 2013
quotequote all
SeanyD said:
£2,444 for the Megane ??? I usually try a few of the big comparison sites to get an idea, and then approach some of the better companies directly.
yeah and thats with a company aimed at young drivers like me, the meggys only a 1.4 litre and no bother at all, quotes I've been getting lately are £1032 for the year with bell from admiral but lately theyve risen frown

MuZiZZle

680 posts

196 months

Friday 18th January 2013
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Sweet jesus!

Right, first off, how old are you, any point's how much no claims, what's the car?

Are you a club member or anything?

meggysaurus

Original Poster:

227 posts

141 months

Friday 18th January 2013
quotequote all
MuZiZZle said:
Sweet jesus!

Right, first off, how old are you, any point's how much no claims, what's the car?

Are you a club member or anything?
22, clean licence, 1 years no claims, renault megane 1.4 16v dynamique 2003, renault megane owners club and piston heads member

JeffC

1,704 posts

218 months

Friday 18th January 2013
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meggysaurus said:
£2,444
yikes folowed by eek



So how much is typical first time insurance for a 17 year old lad now then ? (my oldest is 17 next month and ive convinced him a £5 bus pass to travel anywhere in the north east for 70p is much better value! )

my first quote for insurance was £45 in my dads name but he told me i needed to build up no claims bonus so I paid £221 TPF&T for a talbot sunbeam 1.0 that was back in 1987 mind ..

Maybe its all relative, as a labourer I was making £40 a week so close to 6 times my weekly pay so what youngsters are paying now prob isnt far away but still sounds a lot! eek

meggysaurus

Original Poster:

227 posts

141 months

Friday 18th January 2013
quotequote all
a 17 year old will be looking at 4-5 grand plus! Its disgusting! I love driving but hate the financial side of it! really off putting, might just declare the car SORN then wont have to pay silly money, my work place is walking distance and so is the supermarket. I HATE INSURANCEranting

meggysaurus

Original Poster:

227 posts

141 months

Friday 18th January 2013
quotequote all
TOENHEEL said:
Try quote me happy that's who I'm with on my daily diesel and they were cheap, probably don't pay out mind haha.
quote me happy quoted me sad, they wanted £319 per month, sod that

SmilerFTM

832 posts

156 months

Friday 18th January 2013
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Do you have mother, father, sister etc who can drive that you could try adding on as a second driver? My brother is on mine despite him not living in the same part of town as me as it's knocks money off my premium.

meggysaurus

Original Poster:

227 posts

141 months

Friday 18th January 2013
quotequote all
SmilerFTM said:
Do you have mother, father, sister etc who can drive that you could try adding on as a second driver? My brother is on mine despite him not living in the same part of town as me as it's knocks money off my premium.
done all that mate, its actually cheaper just having me on despite them all having clean licences and 20+ years of holding their licence and NCB.

eldavo

543 posts

176 months

Friday 25th January 2013
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That is staggering!

Am in the position of always having had company cars, at least things should calm down a lot when you hit 25.

joshG

115 posts

180 months

Friday 25th January 2013
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eldavo said:
That is staggering!

Am in the position of always having had company cars, at least things should calm down a lot when you hit 25.
Not for me it didn't mines gone up every year since I was 22.

.

meggysaurus

Original Poster:

227 posts

141 months

Friday 25th January 2013
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Managed to find a company for £75 per month biggrin

meggysaurus

Original Poster:

227 posts

141 months

Monday 28th January 2013
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Name of the company is drive like a girl laugh

TOENHEEL

4,501 posts

233 months

Monday 28th January 2013
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Where are they based Nigeria?


Neith

622 posts

146 months

Monday 28th January 2013
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Good lord, that initial quote was absurd. I thought my insurance was bad (27, no NCB, licence for 9 years, Civic Type-R was £119 a month). £200 a month for a 1.4 is just stupid. Talk about deterring young drivers...

I always found Admiral to be decent for younger drivers. Doesn't seem like any of their call centres are local, and things take a while to get processed if you need to claim but they were always by far the cheapest quotes for me. These so-called specialists for young drivers were hundreds of pounds more expensive a lot of the time.

meggysaurus

Original Poster:

227 posts

141 months

Tuesday 29th January 2013
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Neith said:
Good lord, that initial quote was absurd. I thought my insurance was bad (27, no NCB, licence for 9 years, Civic Type-R was £119 a month). £200 a month for a 1.4 is just stupid. Talk about deterring young drivers...

I always found Admiral to be decent for younger drivers. Doesn't seem like any of their call centres are local, and things take a while to get processed if you need to claim but they were always by far the cheapest quotes for me. These so-called specialists for young drivers were hundreds of pounds more expensive a lot of the time.
Insurance prices are just stomach churning, admiral and adrian flux couldn't give me competitive quotes, really chuffed I've got this quote even though its another year of telematics which I don't mind.

its stupid how they 'calculate' the quotes, my mate copied the exact same car as me and reckons his insurance was half of mine even though he's younger :s I don't know how insurance call workers sleep at night knowing they're ripping people off

Edited by meggysaurus on Tuesday 29th January 10:47

joshG

115 posts

180 months

Thursday 31st January 2013
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I just got quotes for my megane r26r today...

adrian flux £400 with all mods declared

happy days smile thats cheaper to insure than my diesel saab lol.

ShampooEfficient

4,274 posts

217 months

Thursday 31st January 2013
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I thought I was bad, paying £1300 to insure a £100 Micra when I was 17...