Car Breakdown cover - who are you with?

Car Breakdown cover - who are you with?

Author
Discussion

magpies

Original Poster:

5,142 posts

188 months

Saturday 12th August 2017
quotequote all
up til now I have had 'personal'cover along my wife and had no problem the few time we've used them.

We both have recently purchased cars which included breakdown cover so now I'm looking for just the TVR. Now having problems as the car is older than 25 years, so presume I'll just have to go 'personal' again

What have you lot done?

yknot

8,997 posts

144 months

Saturday 12th August 2017
quotequote all
I have personal with the RAC and it has never been used! However, I wouldn't risk not having breakdown/recovery and, whilst other companies may offer a cheaper deal, I just bite the bullet for the +£100 a year knowing (hoping!!?) that I have a reliable service should the worst happen!

P

phillpot

17,252 posts

189 months

Saturday 12th August 2017
quotequote all

All part of my insurance package with RH Specialist.

Chim450

1,452 posts

267 months

Saturday 12th August 2017
quotequote all
I'm covered with personal RAC. I do it every year with Tesco club card vouchers, it works out very cheap doing it this way.

AutoAndy

2,268 posts

221 months

Saturday 12th August 2017
quotequote all
Adrian Flux do a separate breakdown cover (don't need to be insured with them). £55 for an S. ok with older cars, plus includes European coverage.

Good value, but not tested it in anger yet.
wink

MisterTee

320 posts

115 months

Saturday 12th August 2017
quotequote all
I'm with RAC too. Not had to use it for the TVR but have always been impressed with them when I have used them in the past.

Andy

Stew Mc

401 posts

179 months

Saturday 12th August 2017
quotequote all
Just let my RAC cover lapse and gone with Auto aid. £39 from Groupon and pretty much the same cover if you don't use any of the RAC associated discounts. Covers me for any car. if you do stay with RAC, haggle. Got mine down to £63 if I had stayed but went for the cheaper option.

Griffinr

1,017 posts

180 months

Saturday 12th August 2017
quotequote all
I use AutoAid, it's about £45 a year and covers any car you own. Used them once when the wrong fuel somehow got into the tank?? And got recovered really quickly.

ianwayne

6,517 posts

274 months

Saturday 12th August 2017
quotequote all
Rescuemycar.com. £38.25 personal cover for any vehicle. Only takes me to the nearest garage though, not recover to home. But with 3 cars, it's cheap cover.

Fastpedeller

3,951 posts

152 months

Saturday 25th April 2020
quotequote all
Old thread Revival!!!!
I'm looking for breakdown recovery for myself, wife and daughter for any car/driver (personal cover) as my wife and I are both insured to cover daughter's car - I also have a couple of kit cars (classed as too old for some providers). Anyone got any leads? We are currently with a large provider (have been for 18 years) who send massively increased renewal each year (even though have only been used twice in last 10 years). When the latest renewal came through I haggled with them and got it reduced, but they won't go below the deal they give for a new customer (who can also get cashback) Grr.
When I sent an email explaining their 'claims' throughout the country will be a fraction of usual due to the current situation (and other issues such as loyalty) they just gave me the usual "we provide a great service' marketing speak. I've asked them to provide specific comment on the issues I'd raised. Whether I get a reply or not, this scenario has soured my view of them, and I'd prefer to change to another provider.

magpies

Original Poster:

5,142 posts

188 months

Saturday 25th April 2020
quotequote all
I did use LV for a while for both my wife and I for any car and also named the daughters car. Only claimed once, for the TVR in Le Mans! LV were great car recovered home and Taxi / train / plane / hire car home for my passenger and I.
We all now just use the breakdown included in our car insurances.

V8fan

6,517 posts

274 months

Saturday 25th April 2020
quotequote all
The comparison websites can give you quotes, but be careful. Many of the cheaper ones have vehicle age restrictions on personal cover. As another thread said, there is no such thing really as 'small print' but it should be plain to see. Hiding the vehicle age limitation on page 4 of the T&C is out of order I think.

I decided 'rescuemycar' cover was just too poor, then used Autoaid for several years but the price went up by 25%. The one I'm using at the moment (covermybreakdown) has a 21 year old vehicle limit which just covers me at the moment. Some have 16 year limits and I found one with a 10 year limit! No wonder it was cheap, they're excluding probably half of the possible cars on the road, when you consider new ones often come with manufacturer's breakdown cover for the first year or two. frown

Fastpedeller

3,951 posts

152 months

Saturday 25th April 2020
quotequote all
I 'phoned one who had a 16 year limit. My kit car was registered 2009 but they refused it on the grounds of having an E prefix number plate - I wonder if they cover any cars with 'cherished' plates?

SteveOS3

494 posts

197 months

Monday 27th April 2020
quotequote all
AutoAid for me and spouse; £45 and covers all cars(3) with breakdown and recovery to a garage of your choice.

Called them out twice in four years and both times they were quick and fixed the problem on the spot.


lancepar

1,038 posts

178 months

Monday 27th April 2020
quotequote all
I'm happy with these peeps and we have used them with no problems so far.

https://www.nationwide.co.uk/products/current-acco...

Might be worth a look.

cool

Fastpedeller

3,951 posts

152 months

Monday 27th April 2020
quotequote all
Decided to go with RAC, as they did a deal with all 3 of use, in any car (also confirmed they will cover my 2 kit cars) for £135 for 15 months (extended due to CV). The provider we were with for the last 18 years saw no reason why the CV should affect their price - but they lost the trade!

ukflyboy

246 posts

122 months

Tuesday 28th April 2020
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I have AA as part of my bank account and they've recovered me on a low loader twice now. They'll always send an AA van out first to ensure it is nothing they can sort, then you have to wait for the recovery truck. Has definitely paid for itself though!

Fortunately my rough running issues are sorted now thanks to Lee Boreham and advice on here, so now been enjoying commuting a couple of times a week with the top down!