That Insurance Time of Year Again
That Insurance Time of Year Again
Author
Discussion

S2Mike

Original Poster:

3,065 posts

179 months

Tuesday 17th September 2013
quotequote all
Big surprise this year, I have been with Footman James this last year at £175 for the TVR, renewal came through £246 !!!
So checked out this thread and found RH as recommended by several people.
Spoke to Jason @ RH who went through all the info and explained the breakdown cover, legal cover, non competative rally and show cover, limited mileage windscreen and european use for just £115.44
Over £130 cheaper for more cover. I feel I must share this with you guys, I am not connected in any way with the company just a happy customer.
http://www.rhclassicinsurance.co.uk/

Edited by S2Mike on Tuesday 17th September 18:56

Deeman

1,609 posts

211 months

Tuesday 17th September 2013
quotequote all
Footman James did the very same thing to me a few years back, which I why I wont go back. Bought in the business then racked it up following year.

greymrj

3,329 posts

233 months

Tuesday 17th September 2013
quotequote all
Yes, always shop around! My renewal quote had also gone up. I am now insured with Equity Red Star arranged via Peter James Insurance (link at top of S facts) at £110 less, and again slightly better cover, including breakdown cover, and a lower excess. They had a good presence at the Goodwood Revival and seemed very knowledgeable about the classic car market.

moffspeed

3,596 posts

236 months

Wednesday 18th September 2013
quotequote all
Have always gone with Footman James or similar for the S - but having insured my daily Mk5 Golf GTI with Admiral for 2 years have successively added other family cars to make it a multi-car policy. They weren't "spooked" at covering a specialist vehicle and similarly were cool about insuring my 3 sons, all under 25.

Final outcome - £1400 annually for the S, my GTI 230 and the sons' 2.0 Golf GTI, 1.6 Golf SE and Saxo 1.1. I reckon the 22 yr old with the GTI would have cost a Grand with most companies so I'm pretty chuffed...so if you've got a few cars to insure give them a go.

jwigglesworth

409 posts

167 months

Wednesday 25th September 2013
quotequote all
Just renewed mine with Towergate through local broker- hasn't increased in last 3 years: still £185

S2Mike

Original Poster:

3,065 posts

179 months

Wednesday 25th September 2013
quotequote all
Checked out my annual mileage as the MOT comes round and thought it a good idea to increase my limited miles allowance to 5000, this cost the amazing sum of £11 extra, so £126 all in for me this year with RH.

Scoobimax

1,892 posts

230 months

Thursday 26th September 2013
quotequote all
£115 & £126 all in - you boys do my fruit in.

Every year I renew, every year I read the insurance threads, every year I get nowhere near these figures.

I'm an old git, garaged car, safe(ish) area, boring nondescript low risk job, no claims and I have a devils own job to keep it sub £200 :-o

S2Mike

Original Poster:

3,065 posts

179 months

Thursday 26th September 2013
quotequote all
It must be your postcode Scoobi,I have a rural postcode a low risk job and over 50, I would have accepted £170, same as last year but guys on here recommended RH, and the rest is history.
Sorry Bud. !

Edited by S2Mike on Thursday 26th September 15:50

Deeman

1,609 posts

211 months

Thursday 26th September 2013
quotequote all
jwigglesworth said:
Just renewed mine with Towergate through local broker- hasn't increased in last 3 years: still £185
Bit of a food chain there, as Towergate are a broker too - so will be underwritten by someone else!!