Your advice please
Your advice please
Author
Discussion

rfmotorsport

Original Poster:

17 posts

129 months

Tuesday 12th May 2015
quotequote all
Could I please ask the collective for your advice...

I am about to press the go button on a R500k and I would like your advice on who to insure with.

Who do you all recommend and why?

Thank you in advance.

Gingerbread Man

9,173 posts

234 months

Tuesday 12th May 2015
quotequote all
I used to be MSM and then I went Flux.

rfmotorsport

Original Poster:

17 posts

129 months

Tuesday 12th May 2015
quotequote all
Hi
Thanks for the quick reply
What is Flux like to use ?
What was your reason to change to them if you don't mind me asking

anonymous-user

75 months

Tuesday 12th May 2015
quotequote all
I hope that's not the same Flux who paid out on a claim against me without even checking to see if I was involved in a collision let alone who was at fault, back-dated my premium to boot, and then claimed that if I didn't pay up I'd be flagged as having been refused cover.
They're like those big things on chains that ships use to not get carried away on the tide.......but with a silent "W".

I'm now with Frank Pickles.....by 'eck.
First year they misquoted (in my favour). As a result, the following year there was a seemingly massive hike.
I queried this, they spotted Year 1's error, admitted it was their mistake and reduced the increase in premium to lessen the impact.
They also don't have utterly contrived print media adverts showing a middle aged bloke with green wellies leaning on a Range Rover claiming to be their "4x4 Specialist", some young business totty type scowling from the driver's seat of a BMW 3-Series as their "Executive Car Specialist" and a spotty chav with a backwards baseball cap and a Pug 106 posing as their "Modified Car Specialist".

Edited by anonymous-user on Tuesday 12th May 23:07

CycleSi

510 posts

214 months

Tuesday 12th May 2015
quotequote all
I use Frank Pickles. Excellent service, low premium, good cover.

rfmotorsport

Original Poster:

17 posts

129 months

Tuesday 12th May 2015
quotequote all
Thanks for the advice I will do some more homework

Right Charlie

13 posts

142 months

Wednesday 13th May 2015
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I recommend A-Plan. I have had problems with other insurers due to the higher power output of my 7 (220hp) combined with the value. Some insurers have an upper limit on both.

Guy Lowe

94 posts

189 months

Wednesday 13th May 2015
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Flux sucks, stay well clear of them.

ForzaGilles

560 posts

245 months

Wednesday 13th May 2015
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No agreed value option with Frank Pickles though, 'Market Value' only.

BigCol

202 posts

304 months

Wednesday 13th May 2015
quotequote all
Just coming up to two years since Imbuilt my 7.

Originally Iminsured via MSM, last year used A-plan (and have done my 911 and taken another policy via them since) but am likely to renew via Lloyd & Whyte.

All based on price as have had no claims to comment on how they handle such things.

See http://www.lotus7.club/blogs/insurance-quotes-summ... for the main options.

BertBert

20,776 posts

232 months

Wednesday 13th May 2015
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I wouldn't use Flux if my life depended on it. They were ste years ago and by all account still are. Just read the story in SP&L about the guy sorting out the estate of his recently passed on son and AF. What morons they are.

Bert

DouglasBen

39 posts

129 months

Wednesday 13th May 2015
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So I am guessing that Flux pay to stay top of the Caterham forum? I'm very interested in these comments as going to have to insure my first toy soon. Been a company car driver though so no NCB.

DouglasBen

39 posts

129 months

Wednesday 13th May 2015
quotequote all
So I am guessing that Flux pay to stay top of the Caterham forum? I'm very interested in these comments as going to have to insure my first toy soon. Been a company car driver though so no NCB.

anonymous-user

75 months

Wednesday 13th May 2015
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They've got a sticky at the top of every forum, offering "special" rates for that particular marque.
Make of that what you will.

Gingerbread Man

9,173 posts

234 months

Thursday 14th May 2015
quotequote all
rfmotorsport said:
Hi
Thanks for the quick reply
What is Flux like to use ?
What was your reason to change to them if you don't mind me asking
MSM were good. Free windscreen replacement, well £70, but they waived the excess if you can undo the 4 bolts yourself and fit it.

Flux came through cheaper one year so I switched. Don't think I had the same windscreen cover. Someone hit my car in this time, they outsource to an accident company who delivered me BMW 330 convertible out pretty quick. I could pick my garage, they paid for it all, no excess from me.
It did turn into a bit of a ball ache, but that was the 3rd party and their questions being passed on, not Adrian Flux as such.

I haven't been with any other company as A: I was too young to start with for many <25 and B: I used it daily as a sole car, putting 8K or so a year on it. C: It lived outside.

It was mostly age to start with, but the other circumstances came into play a few time.

Helluvaname

365 posts

228 months

Thursday 14th May 2015
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I've used flux and had a claim with them with no major issues.
I guess as probably one of the larger brokers they will attract a larger share of vocal critics.

Rockets7

476 posts

151 months

Sunday 17th May 2015
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I use Flux. Never had a problem with them. Always polite and efficient plus competitive on prices.

No I don't work for them.

BertBert

20,776 posts

232 months

Sunday 17th May 2015
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Helluvaname said:
I guess as probably one of the larger brokers they will attract a larger share of vocal critics.
I like to think good of people and companies, but AF seem to repeatedly screw up. They are not large, they are specialist. But I can only accurately speak of my own experience which was unspeakably bad.
Bert

anonymous-user

75 months

Sunday 17th May 2015
quotequote all
Specialist? Hardly. Look in any Land Rover magazine and there's an advert for Flux, claiming to be "4x4 specialists".....look in any Mini magazine and there's an advert where they also claim to be "Mini specialists".....VW magazines, yep, they'll be in there selling their wares as VW "specialists"....Ford magazines......well, you can probably fill in the rest.
They're about as special as the green triangles in a tin of Quality Street.

anonymous-user

75 months

Sunday 17th May 2015
quotequote all
Specialist? Hardly. Look in any Land Rover magazine and there's an advert for Flux, claiming to be "4x4 specialists".....look in any Mini magazine and there's an advert where they also claim to be "Mini specialists".....VW magazines, yep, they'll be in there selling their wares as VW "specialists"....Ford magazines......well, you can probably fill in the rest.
They're about as special as the green triangles in a tin of Quality Street.