Another insurance question... (sorry)
Discussion
I've just inherited my late fathers 1.8 Supersport which is currently insured with Adrian Flux. I am a named driver on this policy, but I need to look at changing ownership of the vehicle and starting new a policy in my own name. I did a quick search on the forum and based on information I gathered I requested quotations from MGM, Adrian Flux and Frank Pickles with varying results.
Previously the only experience I have of having two policies in with a motorcycle, which of course I had to start from scratch building up any NCB. I do have motor insurance with some 10+ years NCB which most of the above seem to take into consideration -- my questions are i) is it worth paying a small premium for any of the above mentioned insurers? and ii) is there a better way of running two vehicles and sharing NCB i.e dual car policies. Thanks in advance!
Previously the only experience I have of having two policies in with a motorcycle, which of course I had to start from scratch building up any NCB. I do have motor insurance with some 10+ years NCB which most of the above seem to take into consideration -- my questions are i) is it worth paying a small premium for any of the above mentioned insurers? and ii) is there a better way of running two vehicles and sharing NCB i.e dual car policies. Thanks in advance!
markda said:
Thanks, out of interest who is the underlying insurer FP have you with? They are currently coming up the most competetive with KGM Motor Insurance, are they a reputable outfit???
Thats who I'm with, dont know much about them but only heard good things about Frank PicklesTony
I am starting to see a pattern with the views and opinons toward AF. My father never mentioned any bad expierences and generally shared my opinion that good customer service was worth paying a small premium.
It looks like Frank Pickles has come up with a reasonable quotation and deemed reputable broker so I will likely proceed with this - thanks all for your help. I am sure I will be more of a familiar name in the forum as I learn my way around the vehicle.
It looks like Frank Pickles has come up with a reasonable quotation and deemed reputable broker so I will likely proceed with this - thanks all for your help. I am sure I will be more of a familiar name in the forum as I learn my way around the vehicle.
bit late to the party on this one as i see you already gave Barry at Pickles a positive call...
i know a couple of guys with its underwritten by KGM who have had the misfortune of having to make a claim. Bearing in mind its the underwriters that deal with the claims there's 2 elements to the 'value' of an insurance quote: quality of service and final price from teh Broker, for which i can't fault Frank Pickles ( in line with about 20 other guys that i regularly drive with )....but of course the stinger can be how a claim is handled by the U/Writer. In both the cases i have knowledge of the process was pretty painless and the claims were settled to the satisfaction of the owners.
So Barry @ Pickles gets a big thumbs up from me, as do KGM.
And as for this 2k a year mileage - whats that all about? get up early go for a blat and be home before anyone has noticed you'd gone missing.....
i know a couple of guys with its underwritten by KGM who have had the misfortune of having to make a claim. Bearing in mind its the underwriters that deal with the claims there's 2 elements to the 'value' of an insurance quote: quality of service and final price from teh Broker, for which i can't fault Frank Pickles ( in line with about 20 other guys that i regularly drive with )....but of course the stinger can be how a claim is handled by the U/Writer. In both the cases i have knowledge of the process was pretty painless and the claims were settled to the satisfaction of the owners.
So Barry @ Pickles gets a big thumbs up from me, as do KGM.
And as for this 2k a year mileage - whats that all about? get up early go for a blat and be home before anyone has noticed you'd gone missing.....
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