Which insurance company advice

[Chris J T]

I'm newbee to Caterham experience and specialist insurance companies, have a couple of quotes one fron Adrian Flux other from competiotion car insurance via caterham car web site.

Any opinions on whose better, prices are similar, but Adrian Flux don't include track days, other company does, but has limits on where car is stored overnight, any views appreciated

Chris

[VHPD]

http://www.msminsurance.co.uk/

[grenpayne]

Have a speak to REIS, Frank Pickles and MSM

[Chris J T]

Thanks guys, awaiting response to email quote on MSM, Picles turned out almost £100 more expensive

Chris

[chris_speed]

MSM's customer service was always great. Avoid Adrian Flux IMO, plenty of scare stories if you use the search function on here. Competition Car Insurance has a good reputation.

If you aren't aware - a search on the blatchat forum is a good idea. www.blatchat.com

[Tango7]

If you want trackday cover within the standard policy, unfortunately MSM don't offer this facility unless they have changed things recently. Likewise I am sure they don't cover cars that aren't garaged at night. For inclusive TD cover you are looking at CCI (5 days) or REIS (4 days)

[Steve-B]

It really depends on your age, miles, and (number of , if any !) track days. You give no specifics so you're unlikely to get a specific answer here.

2001 SV-VHPD, a few modifications, owned since new:

It is fully comp'd, full replacement value, and 7,000 miles annually around £400 when I was in my 40's and living inside the M25. And locked in a garage with the steering wheel removed.

Now I'm in my early 50's, live in rural Bucks, and pay £262 for the same cover, same number of track days, etc...And locked in a garage with the steering wheel removed.

This is with Competition Car Insurance (the old Egger Lawson crowd) who've never done us wrong, and with a protected NCB.

[Dorchester]

Been with MSM for many years now but the recent renewal quote was £130 higher than Frank Pickles quote. My MSM premium had been creeping up year by year and even though I have never made a claim I did feel some loyalty but not to the extent of £130!!

[grenpayne]

Funnily enough just got a quote with MSM today for £230. Not had a renewal from Flux yet but last year I paid them £285 as they were the cheapest so I'm already a little better off

[Dorchester]

On my 7, the MSM quote was £257 - the Frank Pickles quote was £111....and...to top it all, the actual insurer turns out to be the same...
On my other Lotus..Adrian Flux £222 and Frank Pickles £104
I suppose you pay your money and take your choice.

[Helluvaname]

I know several seveners insured through Frank Pickles, and one who had a claim last year.
The claim was handled very well and easily and he's very pleased - which is the best test of an insurance company.

[Chris J T]

Finally gone for Frank Pickles. cost £194 for R300 k series, 5K miles / year. this for 50year old,no accidents, or points etc, the point about cost of vehicle is important as 21k and under they use different company and cost drops a lot.
Anyway thanks for the advice it saved me some money.
Chris