insurance prices for Z06 C6 (22 year old) UK

insurance prices for Z06 C6 (22 year old) UK

Author
Discussion

blahblop123

Original Poster:

43 posts

150 months

Thursday 27th December 2012
quotequote all
i've had no accidents, have been driving for a year. i've been saving up since 18 to buy one but now the biggest obstacle, which is insurance. who will insure a 500hp corvette to a 22 year old, who is the cheapest, but the most important question, is it even wise to go for the 4 year old ambition so young ? cheers

AdeTuono

7,408 posts

234 months

Thursday 27th December 2012
quotequote all
Why not ask some insurance companies? We don't know your personal circumstances, where you live, where you intend to garage. It's quite possible to get online quotes for insurance using the internet.

You could start here...

http://www.adrianflux.co.uk/


BLUETHUNDER

7,881 posts

267 months

Thursday 27th December 2012
quotequote all
As above ^

BlackZeD

802 posts

215 months

Thursday 27th December 2012
quotequote all
I think your best bet would be to start with a C6 or even a good C5 to get
some time with one and prove to an insurance company that you can handle
the power and not stuff it straight away.
I think going straight into a C6 Z06 will probably end up badly, as I think i'm not a bad
driver and at 47 having had vettes and yanks since I was 24, my C6 Z06 scares ths sh*t
outta me sometimes.
It takes a lot of experience to keep it on the road esp' in the wet - not good!
Go for a base model first for experience in my opinion.

Dave.

BlackZeD

802 posts

215 months

Thursday 27th December 2012
quotequote all
I think your best bet would be to start with a C6 or even a good C5 to get
some time with one and prove to an insurance company that you can handle
the power and not stuff it straight away.
I think going straight into a C6 Z06 will probably end up badly, as I think i'm not a bad
driver and at 47 having had vettes and yanks since I was 24, my C6 Z06 scares ths sh*t
outta me sometimes.
It takes a lot of experience to keep it on the road esp' in the wet - not good!
Go for a base model first for experience in my opinion.

Dave.

LuS1fer

41,763 posts

252 months

Thursday 27th December 2012
quotequote all
Expect a lot of sucked air through teeth.
As said, you would be better off building up slowly and I would advise something like a C5 Corvette with the 345hp LS1 engine, manual if possible and over 10 years old asclassic insurance may be easier to come by. Have it as a low mile car so you can have limited mileage. Most will just say no based on age and lack of LHD experience (a catch 22-the latter).

AdeTuono

7,408 posts

234 months

Thursday 27th December 2012
quotequote all
swerni said:
AdeTuono said:
Why not ask some insurance companies? We don't know your personal circumstances, where you live, where you intend to garage. It's quite possible to get online quotes for insurance using the internet.

You could start here...

http://www.adrianflux.co.uk/

Don't be stupid

£8276.47


Hope that help
Cheers Swerni! You truly are the fount of all knowledge.

Now, if only I could find a black, unwrapped, manual Camaro.... scratchchin

roscobbc

3,628 posts

249 months

Thursday 27th December 2012
quotequote all
BlackZeD said:
I think your best bet would be to start with a C6 or even a good C5 to get
some time with one and prove to an insurance company that you can handle
the power and not stuff it straight away.
I think going straight into a C6 Z06 will probably end up badly, as I think i'm not a bad
driver and at 47 having had vettes and yanks since I was 24, my C6 Z06 scares ths sh*t
outta me sometimes.
It takes a lot of experience to keep it on the road esp' in the wet - not good!
Go for a base model first for experience in my opinion.

Dave.
The REAL issue is not so much the power - its the driver 'aids' like traction, yaw control and ABS etc with higher powered cars. They will give some people a false sense of security so when something goes wrong - it goes wrong badly and unpredictably. A couple of years or so ago we had a younger guy (I thing this name was Sonny) from Ilford, which is not a particularly good postcode from an insurance point of view who bought a 2 or 3 year old C5 Vette - he was paying (amazingly) then about £500 as year - probably significantly more now, but would be certainly easier to insure than - Z06's (with their specialist contruction) have a tendency to get written-off fairly easily.

ringram

14,700 posts

255 months

Thursday 27th December 2012
quotequote all
You can get an LS1 camaro for just over £3k
Z06 would be nice, but insurance sounds bad.

JM5

367 posts

163 months

Thursday 27th December 2012
quotequote all
I've always found admiral to be cheaper than the specialists for me ( also 22) i havent needed to be covered on anything upwards of 400 bhp yet thoughlaugh

SILICONEKID340HP

14,997 posts

238 months

Friday 28th December 2012
quotequote all
Are there specialist insurance companies insuring these cars . My TVR is over 15 years old with around the same power has a box standard c5 but is a much lighter car .

Im paying around £300 .What would a C5 cost for a 44 year old with no points and accident in the last five years .


My NCB is not used on this policy .How does it work with Cars under 15 years old. cheers


Chevykevv

1,447 posts

214 months

Friday 28th December 2012
quotequote all
SILICONEKID340HP said:
Are there specialist insurance companies insuring these cars . My TVR is over 15 years old with around the same power has a box standard c5 but is a much lighter car .

Im paying around £300 .What would a C5 cost for a 44 year old with no points and accident in the last five years .


My NCB is not used on this policy .How does it work with Cars under 15 years old. cheers
Yes there are specialists and it would probably cost around the same for a 44 year old, but the OP is 22, that's a world of difference to insurance companies.

I'm 46 and my 2006 C6 is just over £400 FC. That's around a £1 an HP.

felga

184 posts

202 months

Friday 28th December 2012
quotequote all
Your age and car might not be a factor, If You had high perf. car since You were 18 than any specials will insure it without problems but they will take other factors into account:

- how many cars do You own ( if You live with parents and this is Your only car , will be harder to insure)
- how many miles will it do and where it`s kept
- what do You for living and where do You live

I know that insurance prices went a lot up and 10years ago it was probably easier to sort "individual" insurance.

The price will not change over the Years when i bought C5 in 06 i was 23 and paid 533gbp for insurance , now i pay 283gbp. IT`s garaged and limited to 6k miles, with all mods declared. I have 3 points and 1 accident claim.

You have to create safe environment for the car and its use.

Call all insurers You come across it`s the only way. Insurace became to individual to ask on the forum, I You were in my home country I`d tell you exactly what would You pay because its based on engine size (0-1500, 1500-1600,1600-2500 and 2500- above) and 25% increse if You`re under 25.

Good luck.



cayman-black

12,930 posts

223 months

Friday 28th December 2012
quotequote all
AdeTuono said:
Why not ask some insurance companies? We don't know your personal circumstances, where you live, where you intend to garage. It's quite possible to get online quotes for insurance using the internet.

You could start here...

http://www.adrianflux.co.uk/

Dont bother, would be surprised if they knew what a Z06 was.

Gixer

4,463 posts

255 months

Saturday 29th December 2012
quotequote all
Knew what my Z06 was and some of my other vehicles.....

If its your first lhd vehicle, that will also against you. It will be well over a grand, I would take the advise of others on here.

blahblop123

Original Poster:

43 posts

150 months

Friday 1st February 2013
quotequote all
thanks for the reply guys. i think i'll wait a year and buy a left hand drive car from europe. the insurance quote was well into 5 digits.

roscobbc

3,628 posts

249 months

Friday 1st February 2013
quotequote all
swerni said:
As opposed to a right hand drive one?
Very subtle - laugh