Test driving old Vanquish- insurance?

[Mar5hall]

2004 car worth over £50k. Which rules out tempcover and the like due to the value. I've tried - they won't even quote.

My driving other vehicles cover caps out at £25k fully comp.

What's the best route? Thinking of taking an agreed value policy and cancelling if sale doesn't go through. Issue is I won't be the owner/hold title for the test drive. Any easy options I'm missing? Would not buy without driving first!

[davek_964]

I guess you're not buying from a dealer.

Has the seller agreed to you test driving? I wouldn't care what insurance you'd managed to get - if you crashed my car I've got better things to do in life than hope that your insurance pays, that you're chasing them, that it's going to a decent repair shop, that if it's total loss they're paying what it's worth etc etc etc.

[Mar5hall]

Correct is private sale

[alscar]

The likes of Daysure I'm pretty sure always used to quote for up to £75k assuming you tick all their other underwriting criteria ?

[Robertb]

The vendor could add you as a named driver to their policy. I've added friends to my car insurance in the past and it was not expensive.

[vikingaero]

Robertb said:

The vendor could add you as a named driver to their policy. I've added friends to my car insurance in the past and it was not expensive.

It's a Catch-22 situation. Do you want to put a complete stranger on your policy? But you might need to do it to get the car sold.

[davek_964]

vikingaero said:

It's a Catch-22 situation. Do you want to put a complete stranger on your policy? But you might need to do it to get the car sold.

You don't though. I've sold several cars - no test drive. There are clearly people that won't accept that - but nobody who's viewed / bought my cars expected test drives (they were happy to be passengers)