Obligations after a crash
Discussion
In 40 years of driving I've had one reportable incident but that was many ago.
Yesterday I spun off the road at slow speed and slid into a ditch. I broke 2 (fortunately rotten( fence posts and broke barbed wire. The front of the car intruded into a wheat field by, at most 6 feet.
A lady appeared claiming to be the landowner, being extremely hostile,and asking for my details. Didn't ask if I was ok just said she had to be at a meeting.
I was in the TVR in rural Scotland miles from anywhere on the phone trying to arrange recovery. I she took the reg off the car and I gave her my name and address. I refused my phone number and she didn't give her details. I couldn't remember my insurers at the time (I have four cars and regularly change insurers for obvious reasons)
Advice appreciated as I don't want to fall foul of law/insurance requirements.
Am I obliged to report this to Police (she said she had called them) and insurance company
Yesterday I spun off the road at slow speed and slid into a ditch. I broke 2 (fortunately rotten( fence posts and broke barbed wire. The front of the car intruded into a wheat field by, at most 6 feet.
A lady appeared claiming to be the landowner, being extremely hostile,and asking for my details. Didn't ask if I was ok just said she had to be at a meeting.
I was in the TVR in rural Scotland miles from anywhere on the phone trying to arrange recovery. I she took the reg off the car and I gave her my name and address. I refused my phone number and she didn't give her details. I couldn't remember my insurers at the time (I have four cars and regularly change insurers for obvious reasons)
Advice appreciated as I don't want to fall foul of law/insurance requirements.
Am I obliged to report this to Police (she said she had called them) and insurance company
Tyre Tread said:
In 40 years of driving I've had one reportable incident but that was many ago.
Yesterday I spun off the road at slow speed and slid into a ditch. I broke 2 (fortunately rotten( fence posts and broke barbed wire. The front of the car intruded into a wheat field by, at most 6 feet.
A lady appeared claiming to be the landowner, being extremely hostile,and asking for my details. Didn't ask if I was ok just said she had to be at a meeting.
I was in the TVR in rural Scotland miles from anywhere on the phone trying to arrange recovery. I she took the reg off the car and I gave her my name and address. I refused my phone number and she didn't give her details. I couldn't remember my insurers at the time (I have four cars and regularly change insurers for obvious reasons)
Advice appreciated as I don't want to fall foul of law/insurance requirements.
Am I obliged to report this to Police (she said she had called them) and insurance company
Sorry to hear this -being PH is the car ok ?Yesterday I spun off the road at slow speed and slid into a ditch. I broke 2 (fortunately rotten( fence posts and broke barbed wire. The front of the car intruded into a wheat field by, at most 6 feet.
A lady appeared claiming to be the landowner, being extremely hostile,and asking for my details. Didn't ask if I was ok just said she had to be at a meeting.
I was in the TVR in rural Scotland miles from anywhere on the phone trying to arrange recovery. I she took the reg off the car and I gave her my name and address. I refused my phone number and she didn't give her details. I couldn't remember my insurers at the time (I have four cars and regularly change insurers for obvious reasons)
Advice appreciated as I don't want to fall foul of law/insurance requirements.
Am I obliged to report this to Police (she said she had called them) and insurance company
Normally if an incident like this the advice normally is providing details exchanged then no need to inform Police.
Arguably details not fully exchanged but you aren't planning on claiming anything from her !
If you aren't claiming on your Insurance I also don't see why you would inform them.
I suppose its possible that she may be looking for you to pay for the broken fence and even be seeking financial compensation for any ruined crop but I would personally be tempted to wait for any contact on that.
We had someone ( clearly drunk ) put his vehicle through our front hedge after crashing into a car in the road and our near neighbours had already gone out and called the police.
He was arrested and the Policeman asked me would I want to claim for any damage to the hedge - I said no.
Not sure if things are different in Scotland. In England & Wales it sounds like you've done everything you need to do, but generally your insurer will require you to tell them of any collision causing damage of any sort so best to tell them. No need to inform police unless Scotland is different
littleredrooster said:
Yes - as damage to property has occurred, you must report it to Police as soon as possible and in any case, within 24 hours. Tell your insurance company also. You've already complied with giving her your name and address, although you should perhaps have got hers.
No need to tell the police as the land owner has his details.alscar said:
Normally if an incident like this the advice normally is providing details exchanged then no need to inform Police.
Arguably details not fully exchanged but you aren't planning on claiming anything from her !
Nothing to do with 'the advice' or whether it is arguable that details haven't been 'fully exchanged' (whatever that means). The law is pretty unambiguous.Arguably details not fully exchanged but you aren't planning on claiming anything from her !
If there is an accident involving a car, which results in damage to fixed property on land adjacent to the road, the driver must stop and give their name and address (and that of the owner, if the driver is not the owner), plus car's registration, to any person having reasonable grounds to request it.
If personal injury is caused to anyone other than the driver, insurance details must also be provided.
If driver doesn't do any of the above, they must report the accident to a constable, or at a police station, within 24 hours.
K4sper said:
Nothing to do with 'the advice' or whether it is arguable that details haven't been 'fully exchanged' (whatever that means). The law is pretty unambiguous.
If there is an accident involving a car, which results in damage to fixed property on land adjacent to the road, the driver must stop and give their name and address (and that of the owner, if the driver is not the owner), plus car's registration, to any person having reasonable grounds to request it.
If personal injury is caused to anyone other than the driver, insurance details must also be provided.
If driver doesn't do any of the above, they must report the accident to a constable, or at a police station, within 24 hours.
The landowner didn't give any details hence my comment is what I meant but I take your comments on board.If there is an accident involving a car, which results in damage to fixed property on land adjacent to the road, the driver must stop and give their name and address (and that of the owner, if the driver is not the owner), plus car's registration, to any person having reasonable grounds to request it.
If personal injury is caused to anyone other than the driver, insurance details must also be provided.
If driver doesn't do any of the above, they must report the accident to a constable, or at a police station, within 24 hours.
TownIdiot said:
Why wouldn't you make a claim if there is going to a claim for property damage?
Because at this stage we don't know whether the landowner will in the cold light of day hence my earlier comment.Of course she might though in which case by making a claim I have obviously misinterpreted what the OP was saying which I took to read as he didn't want to make such a claim ?!
alscar said:
martinbiz said:
alscar said:
If you aren't claiming on your Insurance I also don't see why you would inform them.
WrongWith just your plate the landowner could pay £10 to AskMID and get your insurance details (insurer & policy number), and contact them directly.
They'd then likely contact you and ask whether it happened, what your account is, and potentially why you hadn't already reported it.
Until (if) that happens I wouldn't do anything. No point preempting something you don't even know is going to happen.
That all said - isn't "spun off the road" and "at slow speed" a contradiction in terms?
They'd then likely contact you and ask whether it happened, what your account is, and potentially why you hadn't already reported it.
Until (if) that happens I wouldn't do anything. No point preempting something you don't even know is going to happen.
That all said - isn't "spun off the road" and "at slow speed" a contradiction in terms?
If there is damage to property (which there is), and you have not provided insurance details when requested to do so by someone with a valid reason to ask (which the land owner did and was), then you still need to report this to the police.
To be on the safe side, I’d let them know.
https://www.met.police.uk/advice/advice-and-inform...
To be on the safe side, I’d let them know.
https://www.met.police.uk/advice/advice-and-inform...
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