Pulled over for tints-Getting 6 points for invalid insurance
Discussion
The other day I was driving to work and got pulled over for having tints that were darker than the legal limit (I had told the shop to put ones that were legal but they didn't have that option so I used the least darkest option). I had to take them off on the spot and was told I would be getting a fine for it which is fair. Problem is while the police officer was checking the tints he asked me where I was heading to which I replied I'm heading to work. Then he checked the insurance and told me I will be getting 6 points and a fine for invalid insurance as my insurance only covers SDP. The thing is this is not my daily car, on my daily car I do have the correct insurance to be able to drive to work but that car was in the garage. What can I do in this scenario as I had taken this car to work as a one-off occasion and I don't think it's fair that I'm getting 6 points when I do have the correct insurance on both cars. Also I did update my insurance to allow me to use the car for work too so I could continue on with the journey. Is there any way I can appeal this once I get the letter that I'll be receiving 6 points?
cay said:
What do you mean 'heading to work' ?
Pretty sure all insurance covers a normal commute to work - but not using your car for work ( visiting clients, sales etc ).
No, commuting to work is generally separate and should be opted for if the vehicle is to be used to travel to a location of work. Pretty sure all insurance covers a normal commute to work - but not using your car for work ( visiting clients, sales etc ).
autoshop213 said:
The other day I was driving to work and got pulled over for having tints that were darker than the legal limit (I had told the shop to put ones that were legal but they didn't have that option so I used the least darkest option). I had to take them off on the spot and was told I would be getting a fine for it which is fair. Problem is while the police officer was checking the tints he asked me where I was heading to which I replied I'm heading to work. Then he checked the insurance and told me I will be getting 6 points and a fine for invalid insurance as my insurance only covers SDP. The thing is this is not my daily car, on my daily car I do have the correct insurance to be able to drive to work but that car was in the garage. What can I do in this scenario as I had taken this car to work as a one-off occasion and I don't think it's fair that I'm getting 6 points when I do have the correct insurance on both cars. Also I did update my insurance to allow me to use the car for work too so I could continue on with the journey. Is there any way I can appeal this once I get the letter that I'll be receiving 6 points?
Well you either have the correct insurance in the car you were driving or you don't. Which is it?Uh, no...
Insurance will cover normal social, domestic, pleasure and commuting to 'normal place of work'
Business use is different.
What did I miss?
"Social, domestic, and pleasure (SD&P) refers to an insurance policy that permits personal trips in your car. It includes cover for everyday activities such as driving to the shops, visiting family, or commuting between home and work."
Insurance will cover normal social, domestic, pleasure and commuting to 'normal place of work'
Business use is different.
What did I miss?
"Social, domestic, and pleasure (SD&P) refers to an insurance policy that permits personal trips in your car. It includes cover for everyday activities such as driving to the shops, visiting family, or commuting between home and work."
You don't have to include 'commuting' in insurance...
https://www.lv.com/car-insurance/for-car-insurance...
https://www.lv.com/car-insurance/for-car-insurance...
cay said:
Uh, no...
Insurance will cover normal social, domestic, pleasure and commuting to 'normal place of work'
Business use is different.
What did I miss?
"Social, domestic, and pleasure (SD&P) refers to an insurance policy that permits personal trips in your car. It includes cover for everyday activities such as driving to the shops, visiting family, or commuting between home and work."
welcome to PistonheadsInsurance will cover normal social, domestic, pleasure and commuting to 'normal place of work'
Business use is different.
What did I miss?
"Social, domestic, and pleasure (SD&P) refers to an insurance policy that permits personal trips in your car. It includes cover for everyday activities such as driving to the shops, visiting family, or commuting between home and work."
cay said:
Like anyone has insurance that doesn't cover a normal commute - because people have cars they use to not drive to work?
Seriously?
Some people have more than one car. Some of these people keep one or more of their cars for weekends or holidays etc.Seriously?
As Tom Jones would say, "It's Not Unusual"
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