Declaring Suspension Changes To Insurer

[MakaveliX]

Since owning my car I have had drop links, shock absorbers, roll bar bushes, control arm and top mounts done at the rear in order to chase down an annoying noise ( which is still there ) all at the rear
All aftermarket parts ( KYB/Bilstein etc )

Only just dawned on me should I declare this to my insurer? In no way do any of these parts impact the speed or safety of the car in a negative way

Thanks

[alscar]

MakaveliX said:

Since owning my car I have had drop links, shock absorbers, roll bar bushes, control arm and top mounts done at the rear in order to chase down an annoying noise ( which is still there ) all at the rear
All aftermarket parts ( KYB/Bilstein etc )

Only just dawned on me should I declare this to my insurer? In no way do any of these parts impact the speed or safety of the car in a negative way

Thanks

Each Insurer might well have different views as what constitutes a modification but it would better to check with them now before there is an incident.

[Riley Blue]

Not OE like-for-like replacement parts so notify insurer.

[MakaveliX]

I'll contact them as soon as I can then. Thanks !

Surely most people who have wear and tear parts replaced on their car ( shocks etc ) usually go for aftermarket replacements and don't have to inform anyone ?

[SAS Tom]

If they’re the equivalent of standard ones I wouldn’t be telling insurance. If they’re lower/stiffer then tell your insurer.

[MakaveliX]

SAS Tom said:

If they’re the equivalent of standard ones I wouldn’t be telling insurance. If they’re lower/stiffer then tell your insurer.

No nothing lower or stiffer just aftermarket OE equivalents. Car looks and drives the same as it did prior to the replacement.

[SAS Tom]

No need then

[MRichards99]

As above, they're standard replacement parts rather than uprated parts like lowering springs. I don't think the parts you've replaced are classed as modifications so your insurance don't need to be contacted.

[Powerfully Built Company Directors Secretary]

Standard replacement parts, whether OEM or aftermarket - that's maintenance, no need to declare.

Uprated/stiffer/lowered etc parts - whether maintenance or not, is a modification that you need to declare.

[MakaveliX]

Powerfully Built Company Directors Secretary said:

Standard replacement parts, whether OEM or aftermarket - that's maintenance, no need to declare.
.

That's what I was hoping. Yeah they are just like for like replacements ( same as stock but with a different badge )

Thanks for the info guys