Uninsured car on drive for 5 days

Uninsured car on drive for 5 days

Author
Discussion

mike42

Original Poster:

105 posts

132 months

Friday 26th April
quotequote all
Hello All

So after delaying my next insurance by a few days to get the price down because I have use of another car, I just realised that is not allowed !

Should I declare sorn for those 5 days and then restart vehicle tax? - how much would I lose doing that?

The drive isn't visisble from the public street so nobody is going to check its number plate but it must be very easy for DVLA to cross reference the insurance database with the tax one to see I would have 5 days on drive not insured.

So another question is, has anyone ever been fined "historically" for this? What a royal PITA.

dundarach

5,371 posts

235 months

Friday 26th April
quotequote all
I do all I can not to worry, if that costs me a bit of cash, it's worth it.

Only you know how much it would upset you if anything happened.

I'd do it right if it were me, others will say other things, pick the one you're happy with.

(can you not just get a short term policy for 5 days, can't be much, especially if you're just keeping it at home)??

Robertb

2,079 posts

245 months

Friday 26th April
quotequote all
If you SORN now you will only lose the next few days tax paid, and will get the benefit of all of May if you renew 1st May.

I imagine you’ll be ok on Continuous Insurance rule given it’s been a very short period off cover, it’s not been spotted on road by Police/ANPR and you’ve not had a nudge letter.

VSKeith

1,033 posts

54 months

Friday 26th April
quotequote all
You will be fine. Or rather, not fined.

Seriously, I've done it inadvertently, as have others on here, all with no consequences.

I believe the accepted wisdom is that you get letters after a few months and action only after multiple warnings.

All assuming that the vehicle isn't on the public highway of course.

Bob T

71 posts

219 months

Friday 26th April
quotequote all
If it's being stored off road and not being driven it would not worry me.
I forgot to tax one of my cars last year when DVLA weren't sending out reminders.
Oh st moment when the warning letter arrived, immediatly went on line and renewed and have heard nothing further !
Thankfully their systems seem a little slow at times

Donbot

4,122 posts

134 months

Friday 26th April
quotequote all
A few months, you should probably sort it.

A few days, no-one will notice.

venster70

53 posts

45 months

Friday 26th April
quotequote all
After a few months you will get a warning letter about the car being uninsured and still taxed, following this in another month or so you will get a £100 fine.

u6dw4

73 posts

31 months

Friday 26th April
quotequote all
the system isn't that fast, you should, but it's very unlikely for that time.

TwigtheWonderkid

44,654 posts

157 months

Friday 26th April
quotequote all
Bob T said:
If it's being stored off road and not being driven it would not worry me.
I forgot to tax one of my cars last year when DVLA weren't sending out reminders.
Having a car untaxed but insured is perfectly legal, providing you aren't driving it. But having a car taxed but uninsured is a no no, even if you're not driving it.

For 5 days it's unlikely to be an issue, but it's against the rules.

RGG

410 posts

24 months

Friday 26th April
quotequote all


Think about it on a pragmatic level.

It could have and many will have been put into a dealership etc over the last few days.

DVLA is not going to respond in "your" time frame at all to all of those that are 100% legitimate.


Zarco

18,484 posts

216 months

Friday 26th April
quotequote all
Since when is it not allowed to have an uninsured car parked on your drive?

OP seems to be confusing tax and insurance.

anonymous-user

61 months

Friday 26th April
quotequote all
take the plates off and enjoy the 5 days worry free

pork911

7,365 posts

190 months

Friday 26th April
quotequote all
All a bit council

Sheepshanks

34,992 posts

126 months

Friday 26th April
quotequote all
Zarco said:
Since when is it not allowed to have an uninsured car parked on your drive?

OP seems to be confusing tax and insurance.
Since 2011. If the car isn't SORN'd then it has to be insured.

Zarco

18,484 posts

216 months

Friday 26th April
quotequote all
Sheepshanks said:
Zarco said:
Since when is it not allowed to have an uninsured car parked on your drive?

OP seems to be confusing tax and insurance.
Since 2011. If the car isn't SORN'd then it has to be insured.
OK didn't know that.

SORN takes 2min online.

martinbiz

3,371 posts

152 months

Friday 26th April
quotequote all
mike42 said:
Hello All

So after delaying my next insurance by a few days to get the price down because I have use of another car, I just realised that is not allowed !

Should I declare sorn for those 5 days and then restart vehicle tax? - how much would I lose doing that?

The drive isn't visisble from the public street so nobody is going to check its number plate but it must be very easy for DVLA to cross reference the insurance database with the tax one to see I would have 5 days on drive not insured.

So another question is, has anyone ever been fined "historically" for this? What a royal PITA.
You cannot backdate a Sorn, any more than you can backdate insurance, it will start from the day you Sorn it.

As has already been said I really wouldn't worry about it, for a 5 day lapse nothing is likely to come of it, but I would sort the ins pronto if you haven't already done so

martinbiz

3,371 posts

152 months

Friday 26th April
quotequote all
lord trumpton said:
take the plates off and enjoy the 5 days worry free
And this will make a difference because?