The letter has arrived...
Discussion
Apologies to those of you who don't know who I am or what this is about, see my other thread to catch up.
The solicitor's letter arrived this morning and simply asks me to forward a copy on to my insurers and reply to the solicitors with my insurance details so they "don't have to bother me again".
...but it was sent to my old house which I moved from over a year ago - a friend lives their now so he bought it to work for me. And the thing is, it wasn't sent recorded delivery.
So the way I see it, I have three options.
1. Ignore it, let them work for a while to find my correct address (only 23 doors away). I know they'll trace me eventually but I'd like to make them wait.
2. Simply do as the letter says and forget about it.
3. Speak to my insurance company and tell them what I know, particularly with regard to the offer to share the profits of a claim.
Option 2 is the simplest for me, but I'm not sure I like the idea of a claim going on against me without me knowing exactly what is being said about me. Will I be given a chance to defend myself and my insurers against any bullshit that I think she's likely to come up with.
Is option 3 going to cause me loads of hassle?
Opinions gratefully received.
Thanks,
pastie.
The solicitor's letter arrived this morning and simply asks me to forward a copy on to my insurers and reply to the solicitors with my insurance details so they "don't have to bother me again".
...but it was sent to my old house which I moved from over a year ago - a friend lives their now so he bought it to work for me. And the thing is, it wasn't sent recorded delivery.
So the way I see it, I have three options.
1. Ignore it, let them work for a while to find my correct address (only 23 doors away). I know they'll trace me eventually but I'd like to make them wait.
2. Simply do as the letter says and forget about it.
3. Speak to my insurance company and tell them what I know, particularly with regard to the offer to share the profits of a claim.
Option 2 is the simplest for me, but I'm not sure I like the idea of a claim going on against me without me knowing exactly what is being said about me. Will I be given a chance to defend myself and my insurers against any bullshit that I think she's likely to come up with.
Is option 3 going to cause me loads of hassle?
Opinions gratefully received.
Thanks,
pastie.
Option 3.
As I understand it, the other side are effectively suing you but the insurers are indemnifying you. In practice this boils down to the other side dealing direct with your insurers. If it was me I would feel obliged to furnish the insurers with the facts of the case to allow them to defend the action if appropriate.
DAZ
As I understand it, the other side are effectively suing you but the insurers are indemnifying you. In practice this boils down to the other side dealing direct with your insurers. If it was me I would feel obliged to furnish the insurers with the facts of the case to allow them to defend the action if appropriate.
DAZ
Forward the letter to your insurer, with a covering letter. Do not reply directly to these solicitors.
Do not expect to be contacted any further about it at all - it'll be handled by the insurers...
Don't offer to speak up on your own or their behalf.
Just let the insurance muppets do what we pay them sooooooooooooooooooooooo much money for..
btw Are you a Cheese & Onion Pastie or a Cornish Tourist Pastie?
>> Edited by CarZee on Wednesday 18th September 12:32
Do not expect to be contacted any further about it at all - it'll be handled by the insurers...
Don't offer to speak up on your own or their behalf.
Just let the insurance muppets do what we pay them sooooooooooooooooooooooo much money for..
btw Are you a Cheese & Onion Pastie or a Cornish Tourist Pastie?
>> Edited by CarZee on Wednesday 18th September 12:32
quote:
Forward the letter to your insurer, with a covering letter. Do not reply directly to these solicitors.
Do not expect to be contacted any further about it at all - it'll be handled by the insurers...
Don't offer to speak up on your own or their behalf.
Just let the insurance muppets do what we pay them sooooooooooooooooooooooo much money for..
btw Are you a Cheese & Onion Pastie or a Cornish Tourist Pastie?
>> Edited by CarZee on Wednesday 18th September 12:32
Carzee
Good advice. Are you thinking about taking silk by any chance?
Pastie,
IMHO your best bet is to:
1. Forward on the letter with a covering note to your insurer
2. DO NOT enter into ANY conversations with the other solicitors/insurance co/beyotch who's claiming
3. Include in covering note anything your feel may be of relevance - including offer of share in claim, as this is fraud
but don't be surprised if your insurer can't progress that - in the absence of witnesses to the conversation it's hearsay and inadmissible
4. It's almost certain from what you've posted that your insurer will end up paying out. Don't blame the insurer; they don't WANT to pay out their hard-earned
cash any more than you want them to.
5. That said, if your insurer is any good they'll investigate the cow - we've retained PI's before now that have caught people supposedly confined to a wheelchair after an accident doing the Running Man while washing their car with the stereo turned up to 11. You should have seen the look on the b@stard's face when we showed him and his brief the tape 
IMHO your best bet is to:
1. Forward on the letter with a covering note to your insurer
2. DO NOT enter into ANY conversations with the other solicitors/insurance co/beyotch who's claiming
3. Include in covering note anything your feel may be of relevance - including offer of share in claim, as this is fraud
but don't be surprised if your insurer can't progress that - in the absence of witnesses to the conversation it's hearsay and inadmissible 4. It's almost certain from what you've posted that your insurer will end up paying out. Don't blame the insurer; they don't WANT to pay out their hard-earned
cash any more than you want them to. 5. That said, if your insurer is any good they'll investigate the cow - we've retained PI's before now that have caught people supposedly confined to a wheelchair after an accident doing the Running Man while washing their car with the stereo turned up to 11. You should have seen the look on the b@stard's face when we showed him and his brief the tape
quote:
You are always so eloquent and sensible maybe you should take silk.
I'm flattered Kevin, but I fear you over-estimate me.. and especially my capacity for hard work - look how much time I spend on here.. As for sensible.. well now, I'd class myself as an impetuous, reactionary nihilist.. but I suppose I'm mellowing as I get older.. into an anti-establishment curmudgeon
All that said, I know people who have done just that at my age and are happy and successful for it.. it would involve some major life restructuring which is a pretty daunting prospect.
Perhaps I could become the first human-rights lawyer to advocate corporal and capital punishment as well as a whole raft of right wing ideas that the whinging liberals have never brought to bear on the fabric of the EU 'constitution'.Aidan, I withdraw my last comments 
on the grounds that you would not make an ideal 'silk' because:
1) You are not at all 'PC'.
2) You are much to sensible and would likely get totally p
d off with all the current stupidity in court and government.
BTW A total life 'makeover' is daunting but not impossible, I moved to Hungary for a 'slight' change, it was very daunting but has worked out well (so far).
>> Edited by kevinday on Monday 23 September 11:35
on the grounds that you would not make an ideal 'silk' because: 1) You are not at all 'PC'.
2) You are much to sensible and would likely get totally p
d off with all the current stupidity in court and government. BTW A total life 'makeover' is daunting but not impossible, I moved to Hungary for a 'slight' change, it was very daunting but has worked out well (so far).
>> Edited by kevinday on Monday 23 September 11:35
quote:
You are always so eloquent and sensible maybe you should take silk.
hahahahahahhahahahahah....god dammit but I haven't laughed that much in ages...firstly that you'd suggest that Carzee is sensible, and secondly that somehow these are good qualities in the legal profession.....fantastic.....
OI! 
quote:
Pastie,
5. That said, if your insurer is any good they'll investigate the cow - we've retained PI's before now that have caught people supposedly confined to a wheelchair after an accident doing the Running Man while washing their car with the stereo turned up to 11. You should have seen the look on the b@stard's face when we showed him and his brief the tape
Yep I have seen a couple of tapes and the usual is drop the claim or we counter sue for fraud they usually back down when the option is
I did as carzee and madcop advised and forwarded the letter to my insurers with a covering letter advising them of a couple of things they needed to know.
The bloke who's handling the claim phoned to discuss it the other day and said he'd like to "send someone over to take a formal statement from me". Is this common practice? I plan to reiterate the facts as I already told them in the covering letter, but is there anything I need to watch out for?
cheers for all the support
pastie
The bloke who's handling the claim phoned to discuss it the other day and said he'd like to "send someone over to take a formal statement from me". Is this common practice? I plan to reiterate the facts as I already told them in the covering letter, but is there anything I need to watch out for?
cheers for all the support
pastie
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